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£185,000
Bedrooms
Bathrooms
This beautifully built, 12 year old, stone-built three-bedroom semi-detached home offers spacious, stylish living with exceptional energy efficiency. Positioned on a level plot, the property is ideally located close to Waterfoot centre, Bacup & Rawtenstall Grammar School, and convenient bus routes. It enjoys a quiet setting that is not directly overlooked, with a south-facing rear garden and panoramic open views across the moorland. There is a small footpath to the rear of the garden, which has a right of way to the car parking area. Tenant in situ - happy to stay should it be suitable.
Inside, the home features a bright and generous layout with contemporary fixtures and fittings throughout. High levels of cavity wall and loft insulation, a heat recovery system, and a high-efficiency gas combi boiler ensure comfortable, low-cost living. French doors from the lounge open onto a beautifully landscaped garden with natural stone paving, perfect for relaxing or entertaining. The property also includes uPVC double glazing, quality laminate flooring throughout, and fitted blinds to all windows. One off-road parking space.
This is a rare opportunity to purchase a thoughtfully designed, energy-conscious home in a desirable and well-connected location. NO CHAIN DELAY - IDEAL FAMILY HOME
GROUND FLOOR
Hall - 4.65m x 1.80m
Cloaks Wc - 1.57m x 0.74m
Lounge - 3.65m x 5.46m
Kitchen/Dining Room - 4.37m x 3.55m
FIRST FLOOR
Landing -
Bedroom 1 - 2.64m x 5.49m
Bedroom 2 - 3.14m x 2.98m
Bedroom 3 - 3.39m x 2.41m
Bathroom - 2.21m x 1.93m
COUNCIL TAX
We can confirm the property is council tax band B - payable to Rossendale Borough Council.
TENURE
We can confirm the property is Freehold.
LOCATION
Waterfoot, a vibrant town in the Rossendale Valley, offers a delightful mix of natural beauty and cultural attractions. Outdoor enthusiasts can explore scenic walking routes, such as the 60-minute trail weaving through Edgeside Park and the Pennine Bridleway, or the 90-minute hike up Seat Naze Hill, known for its stone circle and panoramic views. For a more challenging adventure, the circular walk from Waterfoot to Cowpe Lowe and Waughs Well provides a rewarding experience. After a day of exploration, visitors can unwind at local eateries. Cultural experiences abound with venues like The Boo Theatre, home to Horse + Bamboos unique performances, and the New Millennium Theatre, showcasing local talent. With its blend of outdoor adventures and artistic flair, Waterfoot is a charming destination for all.
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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