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£380,000 Offers over
Bedrooms
This three bedroom detached family home is beautifully presented both inside and out and is situated on a quiet street in Locking Stumps, The property has a fantastic plot which backs on to Birchwood golf course and was extended straight away from when it was built to create a generous amount of space downstairs. Inside the property has an inviting entrance hallway with a solid wood and glass staircase which catches your eye straight away. The first reception room is the spacious lounge which comes with Amtico wood flooring, featured fireplace, bay window and French patio doors so the room gets plenty on natural light. The second reception room was designed as a dining room but could just as easily be a playroom or large office. The kitchen diner has been extended to create a great family space and is finished with white units, integrated appliances, bespoke wooden extractor fan and tiled flooring. The property also has a large utility room which can easily fit a washer and dryer and has more storage. The downstairs is then complete with a WC which has recently been remodelled. To the first floor and the master bedroom is a large double bedroom with fitted wardrobes and still has space for a dressing table and bedside furniture, bedroom two and three again are both fantastic double bedrooms again both with storage units and wardrobes. The family bathroom is a very spacious and comes with bath, shower overhead, integrated vanity unit and combined WC. The property also has a large double integral garage again this could be converted if someone needed the extra reception room but is a great storage space and comes with a remote electric door. Outside the property has a fantastic rear garden both very well kept and a excellent size with a mature secluded feel the garden has Indian sandstone patio area, large lawn area and also the garden lights up a night. The whole of the property outside comes with downlighters so it keeps its curb appeal in dark as well as the light and access points for CCTV. The front of the property has a double driveway and looks very aesthetically pleasing with plenty of curb appeal. Please call to arrange your viewing.
COUNCIL TAX BANDING: E
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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