5 bedroom detached for sale

£1,250,000

5

Bedrooms

2

Bathrooms

Floorplan

Substantial 5-Bedroom Detached Home | Prime South Croydon Location | Expansive Mature Garden | Generous In & Out Driveway | Over 2,070 Sq Ft
EPC Rating TBC. Council Tax Band G.

Located on the sought-after Winchelsey Rise, South Croydon (CR2), this impressive five-bedroom detached family home offers substantial living space, a beautifully mature rear garden, and driveway parking for multiple vehicles.

Offering approximately 2,077 sq ft (193 sq m) of internal space, the property is arranged over two floors with the addition of a charming mezzanine level, providing flexible and spacious accommodation ideal for growing families or those working from home.

Ground Floor Highlights:
Welcoming entrance hall leading to a spacious reception room and elegant dining room.
Bright and well-appointed kitchen with adjacent utility room.
Large lounge perfect for relaxing and entertaining.
Stunning conservatory overlooking the garden, ideal for year-round enjoyment.
Convenient cloakroom/WC.
Integral garage with internal access.

First Floor Accommodation:
Five bedrooms, including a generous principal bedroom with feature curved staircase leading to a private mezzanine retreat.
Two modern bathrooms, including an en suite bath/shower room and a separate family bathroom.
Ample storage space and a bright landing area enhancing natural light.

External Features:
Beautifully landscaped rear garden, ideal for entertaining, play, or peaceful relaxation.
Private in & out driveway offering off-street parking for several vehicles.

Additional potential for future extension (STPP)

Situated within a quiet, tree-lined residential area, this home is within easy reach of local schools, green spaces, and excellent transport links into Central London and surrounding areas.

A rare opportunity to acquire a home of this scale and versatility in a prime South Croydon location early viewing is highly recommended.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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