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75/77 Lowfield Street, Dartford, DA1 1HP
£450,000 Offers in excess of
Bedrooms
Bathrooms
Reception
Offered for sale with no forward chain, is this four / five bedroom spacious house, spread across 3 floors
Located close to the centre of Gravesend, the property is within easy reach offering an array of shops, restaurants and leisure facilities, as well as excellent rail links into London and to the surrounding area. The area is also well served by excellent local schools and open spaces.
The property is conveniently located in a popular residential area within easy access of the A2 and M25 for excellent vehicular access
Ground Floor:
Entrance Hall: Radiator, understairs storage cupboard with electric meter, fitted carpet, UPVC double glaxed door leading to rear garden
Bathroom: Radiator, part tiled walls, tiled floor, WC, wash hand basin and bath with shower mixer taps, UPVC double glazed window
Lounge: 13'4 x 13'2 (4.100m x 4.025m) Radiator, UPVC double glazed window, fitted carpet
Dining Room / 5th Bedroom. : 13'2 x 12'4 (4.035m x 3.800m) Radiator, large UPVC double glazed bay window, fitted carpet
Kitchen: 13'2 x 12'1 (4.035m x 3.700m) Fitted wall and base units with built in electric oven, gas hob, extractor hood, work surfaces, stainless steel sink with mono bloc tap, space and plumbing for washing machine, Valliant combination gas boiler, UPVC double glazed windows and door leading to rear garden, vinyl floor covering
First Floor:
Bedroom 1: 14'2 x 13'2 (4.335m x 4.040m Radiator, UPVC double glazed window, fitted carpet
Bedroom 2: 13'2 x 12 (4.035m x 3.670m) Radiator, UPVC double glazed window, fitted carpet,
Bedroom 3: 13'2 x 12'3 (4.030m x 3775m) Radiator, UPVC double glazed window, fitetd carpet
Bathroom: WC, wash hand basin, bath with shower mixer tap
Second/Top Floor:
Bedroom 4: 11'8 x 11'2 (3.610m x 3.420m) Radiator, UPVC double glazed window, fitted carpet
Rear Garden: Fully paved with garage and side pedestrian access
The property also benefits from off road parking.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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