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£287,500
Bedrooms
Bathrooms
Fantastic Opportunity! A Detached house and building plot with planning for a new 2 storey house.
This detached family house is situated on a large plot on the corner of Segars Lane and Sandbrook Road. In need of some modernisation, this property will, in the opinion of the Agents, be of particular interest to builders, self-builders and developers, as there is ample scope for a significant extension to the side. There is also a building plot to the rear with full planning for one two-storey house after demolishing the garage. The Approval Notice is dated 14th August 2023 and reference DC/2023/00751.
Details of the application and supporting documents can be found following this link;-
Entrance Hall
Composite outer door with double glazed and leaded insert, Upvc double glazed side window. Range style staircase to the first floor with storage cupboard below,
Lounge - 4.44m x 5.44m (147' extending to x 1710') into bay x 3.28m x 109'
Upvc double glazed bay window, sliding doors to...
Dining Room - 2.59m x 3.3m (86' x 1010')
Upvc double glazed window overlooking the rear garden.
Dining Kitchen - 4.27m x 2.62m (140' x 87')
Upvc double glazed window to side. A range of base units with cupboards and drawers, wall cupboards, glazed china cupboards, plate rail, wine rack, display cupboards. Working surfaces. Four ring electric hob and cooker hood above. Open plan to...
Single drainer 1 1/2 bowl stainless steel sink unit with mixer tap, a range of base units with cupboards and drawers, wall cupboards, working surfaces. Spit level Belling double electric oven, plumbing for washing machine and dishwasher, space for fridge freezer. Upvc double glazed windows and door to the rear garden. Useful pantry cupboard.
Shower Room
Wash hand basin, low level Wc, step in shower enclosure with electric shower, tiled walls and floor. Extractor, Upvc double glazed window.
First Floor Landing
Bedroom 1 - 4.5m x 3.43m (149' x 113')
Upvc double glazed window.
Bedroom 2 - 3.68m x 2.46m (121' x 81')
Upvc double glazed window.
Bedroom 3 - 2.74m x 3.58m (90' x 119')
Upvc double glazed window.
Bedroom 4 - 4.14m x 1.93m (137' x 64') extending to 2.54m x 0m (84') into door recess
Upvc double glazed window.
Bathroom - 1.7m x 2.24m (57' x 74')
Twin grip panelled bath with mixer tap and shower attachment, vanity wash hand basin, low level wc, tiled walls, Upvc double glazed window.
Outside
Integral garage measuring 168' x 79' with up and over door and power supply, gas central heating oiler. Extensive gardens to the front, side and rear with further detached double garage measuring 15 x 199'.
Building Plot
Planning permission has been granted for the erection of a two storey dwelling house following demolition of the garage. Approval Notice dated 14th August 2023, ref DC/2023/00751.
Full details;
Tenure
The tenure of the property is Freehold.
Council Tax
Sefton MBC, Council Tax Band D.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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