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£110,000 OIRO
Bedrooms
Bathrooms
Council tax band: A
Ramsay and White Estate Agents welcome you to this terraced property which includes a shop and first floor flat located in the heart of Caeharris, Dowlais, Merthyr Tydfil!
Presenting an exciting opportunity for both investors and business owners alike. Situated on the bustling High Street, the ground floor comprises a spacious shop unit, perfect for a variety of retail or commercial uses, benefiting from excellent footfall and visibility. With a generous frontage and ample display space, the shop offers potential for a thriving business in a well-connected and vibrant community.
Above the shop, a one-bedroom flat provides convenient living accommodation or an additional rental income opportunity. The flat features a comfortable living area, kitchen, a bedroom, and a bathroom, making it an ideal residence for an owner-occupier or tenant.
While the property would benefit from some modernisation, it offers immense potential for refurbishment and value enhancement. Positioned within easy reach of local amenities, transport links, and the wider Merthyr Tydfil area, this property is a rare find, combining residential and commercial prospects in a sought-after location. Whether you are looking to establish a business, expand an investment portfolio, or create a live-work space, this property is brimming with potential.
Book a viewing today!
EPC COMING SOON
Secure your finance before securing your next property through Ramsay & White Finance, contact us for more information.
Giving easy access to the local bus route, only a short journey away is the Beacons National Park and Merthyr Tydfil Town Centre.
Parking available to the front of the property. A465 and A470 close by. Good commute access. Easy access to the local Asda Superstore and Retail Parks.
Ramsay & White Estate Agents issues the following notice:
1.We have taken reasonable steps to ensure the accuracy of the information provided. However, it is the responsibility of prospective buyers or tenants to verify the accuracy of each detail through their own inspections, searches, enquiries, and surveys.
2.Measurements, areas, and distances are approximate and should not be considered exact.
3.No one employed by or representing Ramsay & White Estate Agents has the authority to make any representations, warranties, or guarantees regarding the properties.
4.The details presented on our website and in marketing materials are intended only as a general guide for potential buyers and tenants. These details do not, in any way, constitute an offer or form part of a contract.
5.All information is provided without liability on the part of Ramsay & White Estate Agents, the vendor, or the landlord.
6.Assumptions should not be made about areas of the property not visible in photographs.
7.Ramsay & White Estate Agents have not tested any fixtures, appliances, fittings, or services within the properties listed. Buyers are advised to confirm all such details independently.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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