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22 Oxford Street, CF45 3PL
£80,000
Bedrooms
An exceptional investment opportunity awaits in the bustling town centre of Treharris. Situated less than 20 miles from Cardiff and conveniently close to the A470, this commercial property offers endless potential for business owners and investors alike, perfectly positioned amid a thriving community of local businesses and benefiting from excellent transport links. The ground floor boasts a spacious main room with two large bay windows, providing an abundance of natural light and a welcoming atmosphere. This versatile space could serve a multitude of business purposes, from retail or a caf to office or studio use. Alongside this, there are three additional rooms on the ground floor, each with flexible potentialwhether for storage, private offices, or additional retail space. At the rear, there is a convenient W/C, adding to the practicality of this level. Upstairs, the possibilities continue. The first floor could be transformed into a three-bedroom flat, offering an ideal rental opportunity, or reconfigured into separate business rental units. Alternatively, with some creative planning, this level could even be divided into two self-contained flats, maximizing the property's rental income potential. While the building requires some modernisation, its size and layout offer a blank canvas to create a bespoke space tailored to various business or residential needs. Additionally, the property includes a rear garden area that, with a little maintenance, could be turned into a pleasant outdoor spaceperfect for tenants or customers. Situated in a highly sought-after town centre location, surrounded by established businesses and with easy access to public transport and main road networks, this property offers significant potential for a variety of commercial uses or a lucrative mixed-use investment. Don't miss this chance to acquire a versatile property in a prime location with endless possibilities for growth and return on investment.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
22 Oxford Street, CF45 3PL
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