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98 Coldharbour Lane, London, SE5 9PU
£249,000 Offers in excess of
Bedrooms
Bathrooms
Reception
Beautifully Presented 1-Bedroom Ground Floor Flat with Garden Access Long Lease
Welcome to this charming and spacious 1-bedroom ground floor flat, perfectly blending period character with modern living in a highly sought-after location.
Set on a picturesque tree-lined street, the property boasts traditional brickwork, elegant arched doorways, and a timeless faade that immediately captures attention.
Inside, the bedroom is a calm retreat, complete with a wide bay window that floods the room with natural light. The generous living room is the heart of the home, featuring sleek modern finishes, striking wooden-style vertical beams, and crisp white flooring that enhances the sense of space and style.
The kitchen is fully fitted and leads directly to a well-kept communal garden (shared with just one other flat) a rare find in this location. This private outdoor space is perfect for alfresco dining, summer barbecues, or simply unwinding with your morning coffee.
The bathroom combines both practicality and comfort, offering a bathtub as well as a separate walk-in shower.
Additional highlights include:
166-year lease remaining
Low service charge approx. 380 per annum
Positioned on a main road with excellent transport links
Local shops, schools, and amenities all within easy reach
This property is more than just a home it offers a lifestyle of convenience, charm, and comfort. Whether youre a first-time buyer, professional, or investor, this flat ticks all the boxes.
Book your viewing today and see for yourself what makes this property so special.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
98 Coldharbour Lane, London, SE5 9PU
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