3 bed terraced house for sale runswick terrace, little horton bd5

£149,999 OIRO

3

Bedrooms

1

Bathrooms

1

Reception

Located in the Little Horton area of Bradford, this three-bedroom terraced house presents a straightforward living arrangement. The property includes a single bathroom and a reception room, providing essential living spaces for a household. The house is equipped with full double glazing, which enhances energy efficiency and reduces noise, while the gas central heating system, powered by a combi boiler, ensures a warm and comfortable environment.

Upon entering the property, you are greeted by a reception room that serves as a central hub for daily activities. The adjacent kitchen area, though not detailed in the listing, is typically designed to accommodate essential appliances and offers a functional space for meal preparation. The three bedrooms provide adequate accommodation, with potential for use as sleeping quarters, a home office, or additional storage, depending on the needs of the occupants.

The property does not include specific details about outdoor space or parking facilities, but its terraced nature suggests a compact and manageable footprint, typical of urban residential areas. The absence of furnishing allows new owners to tailor the interior to their preferences, creating a personalized living environment.

Situated in Bradford, the property benefits from the amenities and services available in this West Yorkshire city. Bradford offers a range of educational institutions, healthcare facilities, and retail options, contributing to a convenient lifestyle for residents. Public transport links and road networks provide access to surrounding areas, enhancing connectivity for commuting or leisure travel.

In terms of energy performance, the property is equipped with full double glazing and a gas central heating combi boiler, which are features that contribute to its energy efficiency. These elements are designed to optimize heating and reduce energy consumption, aligning with modern standards for residential properties.

Overall, this terraced house in Little Horton, Bradford, offers a practical and adaptable living space, with essential features that cater to everyday needs. Its location within a well-connected city adds to its appeal, providing access to a variety of amenities and services.

Nearest Stations:

1.47 miles
Low Moor
1.49 miles
Bradford Interchange
1.85 miles
Bradford Forster Square
3.45 miles
Frizinghall
4.04 miles
New Pudsey

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 118949.225

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 3749.975
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 6449.975
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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