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282 Lewisham High Street, SE13 6JZ
£820,000 OIRO
Bedrooms
Bathrooms
Reception
A fantastic four-bedroom terraced house, ideally located on Radford Road in the heart of Hither Green and offered to the market with no onward chain.
Internally, and on the ground floor, the property features Two Receptions, Good size kitchen with access to a rear garden. On the first floor, there are three double bedrooms, two toilets, 1 bathroom and a shower room.
Locally the property benefits from being in close proximity to a variety of local amenities, including independent shops, cafes and restaurants, and is situated just 0.4 miles away from Hither Green Station, providing easy access to central London and the surrounding areas, including London Bridge in just 10 minutes.
The property is also within the catchment area for the 'Outstanding' Brindishe Manor Primary School, making this an ideal purchase for a family with young children.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,546.23
Total Interest: £456,642.19
Overall Total: £1,276,642.19
Amortization For Monthly Payment: £3,546.23 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £25,998.58 | £16,556.16 | £803,443.84 |
| 2026 | £25,460.94 | £17,093.80 | £786,350.04 |
| 2027 | £24,905.84 | £17,648.90 | £768,701.14 |
| 2028 | £24,332.72 | £18,222.02 | £750,479.13 |
| 2029 | £23,740.99 | £18,813.75 | £731,665.38 |
| 2030 | £23,130.04 | £19,424.70 | £712,240.68 |
| 2031 | £22,499.25 | £20,055.49 | £692,185.19 |
| 2032 | £21,847.98 | £20,706.76 | £671,478.43 |
| 2033 | £21,175.56 | £21,379.18 | £650,099.25 |
| 2034 | £20,481.30 | £22,073.44 | £628,025.81 |
| 2035 | £19,764.50 | £22,790.24 | £605,235.57 |
| 2036 | £19,024.42 | £23,530.32 | £581,705.24 |
| 2037 | £18,260.31 | £24,294.43 | £557,410.81 |
| 2038 | £17,471.38 | £25,083.36 | £532,327.45 |
| 2039 | £16,656.83 | £25,897.91 | £506,429.54 |
| 2040 | £15,815.84 | £26,738.90 | £479,690.64 |
| 2041 | £14,947.53 | £27,607.21 | £452,083.43 |
| 2042 | £14,051.03 | £28,503.71 | £423,579.72 |
| 2043 | £13,125.41 | £29,429.33 | £394,150.39 |
| 2044 | £12,169.74 | £30,385.00 | £363,765.39 |
| 2045 | £11,183.03 | £31,371.71 | £332,393.68 |
| 2046 | £10,164.28 | £32,390.46 | £300,003.22 |
| 2047 | £9,112.45 | £33,442.29 | £266,560.93 |
| 2048 | £8,026.46 | £34,528.28 | £232,032.64 |
| 2049 | £6,905.20 | £35,649.54 | £196,383.11 |
| 2050 | £5,747.54 | £36,807.20 | £159,575.90 |
| 2051 | £4,552.28 | £38,002.46 | £121,573.44 |
| 2052 | £3,318.20 | £39,236.54 | £82,336.90 |
| 2053 | £2,044.05 | £40,510.69 | £41,826.21 |
| 2054 | £728.53 | £41,826.21 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
282 Lewisham High Street, SE13 6JZ
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Wed Jul 16 2025
All confirmed! We look forward to speaking with you.
Wed Jul 16 2025
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