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63, Wigan, WN2 3AE
£350,000 Offers over
Bedrooms
Bathrooms
Reception
Must be viewed to be appreciated this Beautiful Spacious Double Fronted Semi Detached House which is Set out over Four Floors. The property is warmed by gas central heating complemented by UVC double glazing throughout. Neutrally and tastefully decorated with wooden floor finishes where noted. Four piece bathroom suites to main bathroom and en-suite to include Whirlpool bath to the main bathroom and a freestanding bath to the En-suite. This family home has four good size bedrooms the master situated on the third floor with the en-suite. Fitted Kitchen with underfloor heating through Dining Room, two lounges , and the large cellar which is spit into multiple rooms and could lend itself to a home gym, cinema room, or separate living accommodation having its own separate entrance from the rear garden. Externally there are gardens front and rear and a detached garage. The property is conveniently located for Motorway links, transport links, local amenities , schools and the main centre of Hindley. Viewings are now invited and must not be missed to appreciate what is fully on offer for this family home.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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