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63, Wigan, WN2 3AE
£300,000 OIRO
Bedrooms
Bathrooms
Reception
Borron Shaw are delighted to offer for sale this four bedroom detached family home. It is situated on a corner plot on a sought after estate in Ince. It comprises of:- Entrance Hallway, Downstairs WC, Lounge, Dining Room, Kitchen, Utility Room, Landing, Four Bedrooms, En-Suite Shower Room and Family Bathroom. Externally it sits on a good sized plot with ample parking on the driveway, a double detached garage and stunning landscaped rear garden. With views over the canal it isn't often you get a property like this coming to the market. Viewings are highly recommended.
Entrance Hallway - Storm porch over the UPVC entrance door that has decorative double glazed viewing panels, laminate flooring, radiator, UPVC double glazed window.
Downstairs WC - UPVC double glazed window, hand wash basin, WC, tiled walls, laminate flooring, radiator.
Lounge (10'3" x 20') - UPVC double glazed window to the front aspect, inset gas fire, laminate flooring, coved ceiling, two radiators, UPVC double glazed french doors to the rear aspect opening into the garden.
Dining Room (9'5" x 10'5") - UPVC double glazed window, radiator.
Kitchen (12'2" x 9'2") - Fitted with a range of wall and base units, cupboards and drawers with contrasting work tops, stainless steel sink unit with drainer and mixer tap, built in double electric over, 5-ring gas burner hob with stainless steel chimney vent over, plumbed for dishwasher, partially tiled walls, laminate flooring, radiator, UPVC double glazed window.
Utility Room (5'6" x 5'9") - Plumbed for a washing machine and vented for a tumble dryer, combination boiler, wall units, drawers, work tops, partially tiled walls, laminate flooring, UPVC double glazed door into the rear garden.
Landing - Loft access via drop down ladder, storage cupboard, radiator.
Bedroom One (10'8" x 11'1") - UPVC double glazed window, laminate flooring, radiator.
En-Suite Shower Room - Double enclosed shower cubicle, unit housing the hand wash basin, WC and storage, fully tiled walls and flooring, inset spotlights, chrome radiator, UPVC double glazed window.
Bedroom Two (11'5" x 9'11") - UPVC double glazed window, laminate flooring, radiator.
Bedroom Three (12'4" x 8'4") - UPVC double glazed window, storage cupboard, inset spotlights, radiator.
Bedroom Four (6'7" x 7'8") - UPVC double glazed window, laminate flooring, radiator.
Family Bathroom - Whirlpool bath, corner shower cubicle, unit housing the hand wash basin, WC and storage, fully tiled walls and flooring, chrome inset spotlights, chrome radiator, UPVC double glazed window.
Exterior
Front - Landscaoed front garden, decorative pathway, tarmac driveway for multi vehicle parking.
Rear - Good sized rear garden, landscaped with flagged patios area and pathways, lawned garden, block paved patio to the side, fish pond, fence enclosed, gated access.
Double Garage - Detached double garage, up and over doors, side door.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
63, Wigan, WN2 3AE
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