3 bedroom detached for sale

£285,000 OIRO

3

Bedrooms

3

Bathrooms

1

Reception

Floorplan

THREE BEDROOMS - CORNER PLOT - DOUBLE GARAGE - LARGE GARDENS - ENSUITE TO MASTER - CONSERVATORY - GREAT FAMILY HOME - WALKING DISTANCE TO LOCAL SHOPS/SCHOOLS


Borron Shaw are pleased to offer to the market this fantastic three bedroom detached house situated within walking distance to Hindley. The house occupies a corner plot within a cul-de-sac and boasts large gardens with a double detached garage with ample parking. Internally the house offers; entrance hallway, w/c, lounge, kitchen/diner and a conservatory to the ground floor. There are three bedrooms, the master having a ensuite and a family bathroom to the first floor. The property is fully double glazed and warmed by a gas central heating system alongside a log burner. The house is in great condition and would be a great buy for any family with schools and kids playing fields being closeby. Call Borron Shaw today to book your viewing!!!


Entrance Hallway: Double glazed front door and window, tiled floor.

Hallway: Tiled floor.

Lounge: (15'9 x 10'6) Bay double glazed window, radiator, laminate floor, electric feature fire.

Conservatory: (11'7 x 10'6) Fully upvc double glazed window units, laminate floor.

Kitchen/diner: (15'7 x 12') Modern base and wall units with worktops and breakfast bar, electric oven and hob with extractor, sink unit, double glazed window, laminate floor, fuel burning fire, french doors to rear gardens, radiator, inset spots, integrated fridge freezer.

Downstairs w/c: w/c, wash basin, double glazed window.

Landing: Double glazed window.

Bedroom 1: (11'4 x 9'2) Double glazed window, radiator, fitted wardrobe, radiator.

Ensuite: enclosed shower unit, double glazed window, wash basin.

Bedroom 2: (11'1 x 10'6) Double glazed window, radiator, fitted wardrobe, laminate floor.

Bedroom 3: (7'6 x 6'8) Double glazed window, radiator, fitted wardrobe.

Family bathroom: Bath, w/c, wash basin, tiled floor, double glazed window.

Front gardens: Lawned and landscaped with gated access, driveway parking.

Rear gardens: Large gardens with patios and lawned gardens, pergola, garden sheds, fence enclosed.

Detached double garage: Roll open doors, power points, lighting.

Nearest Stations:

0.95 miles
Hindley
1.69 miles
Ince
2.52 miles
Daisy Hill
2.64 miles
Wigan North Western
2.67 miles
Wigan Wallgate

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 237825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 7125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 24075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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