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63, Wigan, WN2 3AE
£350,000 Offers over
Bedrooms
Bathrooms
Reception
FAMILY SIZED DETACHED PROPERTY - CONSERVATORY - EN-SUITE SHOWER ROOM - FRONT & REAR GARDENS - DRIVEWAY FOR MULTIPLE CARS- SITUATED ON A POPULAR ESTATE IN HINDLEY - VIEWINGS ARE A MUST
Borron Shaw are pleased to offer for sale this detached family home on a popular estate in Hindley. It comprises of:- Entrance Hallway, Lounge, Kitchen, Conservatory, Landing, Four Bedrooms, En-Suite Shower and a Family Bathroom. It benefits from double glazing and is warmed by gas central heating. Externally it sits on a good sized plot with front and rear gardens and driveway parking. This is a great property for families and viewings are highly recommended.
Entrance Vestibule - UPVC double glazed front door and window, coved celling and a radiator
Downstairs W/C UPVC Double glazed windows, W/C and handwash basin. Partially tiled wall with a chrome radiator.
Lounge (17'4" x 10'9") UPVC Double glazed window, a radiator and a feature fireplace and surround. Herringbone Wooden flooring
Conservatory (10'3" x 10'3") Fully UPVC double glazed units and a UPVC clad ceiling with laminate flooring
Kitchen (16'8" x 12'3") Two UPVC double glazed windows, inset spotlights, a radiator and understairs storage. Built in worktops and units, one and half ceramic sink unit. Range oven with extractor hood. Fitted microwave and American style fridge freezer.
Dining room (10'6" x 9'2") Two UPVC double glazed windows and a radiator.
Utility (9'3" x 5'10") UPVC double glazed door and window. Worktop with a single sink unit. Plumbing for a washer and dryer.
Bedroom Four (12'6" x 8'3") Downstairs, can be used as a separate annex. UPVC double glazed windows and a radiator.
Ensuite UPVC double glazed window, W/C, handwash basin and a shower cubical.
Landing - UPVC double glazed window and radiator
Bathroom UPVC double glazed window, inset spotlights, partially tiled wall and a chrome radiator. Double shower, W/C and a handwash basin
Bedroom One (11'1" x 9'7") - UPVC double glazed windows, a radiator and laminate flooring. Fitted wardrobes and bedside units
Bedroom Two (8'8" x 11'2") - UPVC Double glazed windows, a radiator and fitted wardrobes a
Bedroom Three (7'9" x 6'8") - UPVC double glazed windows and a radiator
EXTERIOR
Front Garden -Garden fronted, partially lawned, driveway for offroad parking for multiple cars
Rear Garden -Well maintained and presented landscaped garden, Indian stone patios, fence enclosed with gated access.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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