Four bedroom detached family home

£320,000 Offers in excess of

4

Bedrooms

3

Bathrooms

2

Reception

Floorplan

Borron Shaw are delighted to offer for sale this well maintained Four Bedroom Detached Family Home positioned in a quiet cul de sac in the popular and sought after area of Shevington.

The Property is situated close to Local Amenities such as: - Shops, Outstanding Schools, Churches and Transport (Junction 27 of the M6).

The Accommodation briefly comprises of: - Entrance Hallway, Cloaks/WC, Lounge, Dining Area, Conservatory, Modern Fitted Kitchen, Upstairs Landing, Family Bathroom Suite with Shower and Four Bedrooms with Ensuite Shower Room to the Master Bedroom.

This Family Home also benefits from a Gas Central Heating System, Double Glazing, Lovely Garden to the Rear, Double Driveway with Power Point for an Electric Vehicle and a Garage.

Entrance Hallway - UPVC double glazed entrance door opems into the hallway, staircase to the first floor, Karndean flooring, radiator.

Downstairs WC - UPVC double glazed window, WC, handwash basin set into a vanity unit, radiator.

Lounge (15'3" x 12'6") - UPVC double glazed window, fire sert in feature surround, Karndean flooring, coved ceiling, radiator, double doors into the dining room.

Dining Room (9'4" x 7'10") - Karndean flooring, open plan into the kitchen and conservatory.

Kitchen (15'10" x 9'4") - Monochrome kitchen fitted with a range of white wall and base units, cupboards and drawers with contrasting work surfaces, breakfast bar, stainless steel 11/2 sink unit with drainer and mixer tap over, built in eye level electric oven and microwave, 5-ring gas burner hob with a stainless steel chimney vent over, splash back tiling, radiator, UPVC double glazed window and side door.

Conservatory (16'1" x 7'10") - UPVC double glazed window units and french doors opening into the garden, central ceiling fan and light, power points, tiled flooring.

Landing - Spacious landing.

Bedroom One (12'10" x 9') - UPVC double glazed window, fitted wardrobes and bedroom furniture, radiator.

En-Suite Shower Room - UPVC double glazed window, corner shower cubicle, WC, handwash basin set into a vanity unit, partially tiled walls, chrome heated towel rail.

Bedroom Two (12'5" x 8'2") - UPVC double glazed window.

Bedroom Three (11'10" x 9') - UPVC double glazed window, radiator.

Bedroom Four (9'10" x 8'2") - UPVC double glazed window, radiator.

Family Bathroom - UPVC double glazed window, panel bath, corner shower cubicle, WC, handwash basin, partially tiled walls, chrome heated towel rail.

Exterior

Front - Lawned garden area wth a double driveway.

Rear - Good sized family garden, lawned with a paved patio.

Integral Garage - Up and over door, combination boiler.



Features
  • Freehold

Nearest Stations:

0.97 miles
Gathurst
1.53 miles
Appley Bridge
2.8 miles
Wigan Wallgate
2.85 miles
Wigan North Western
2.92 miles
Pemberton

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 266700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 26700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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