Five bedroom,three storey detached house in billinge for sale

£525,000

5

Bedrooms

4

Bathrooms

3

Reception

FABULOUS FAMILY FLOOR - THREE STOREYS - TWO RECEPTION ROOMS - SPACIOUS KITCHEN - TWO EN-SUITES - DOWNSTAIRS WC - DOUBLE GARAGE & DRIVEWAY - FRONT & REAR GARDENS - SOUGHT AFTER LOCATION - VIEWINGS ARE ESSENTIAL


Situated in a popular and well-established residential area of Wigan, this attractive home in Billingeoffers comfortable living with excellent access to local amenities and transport links.

The property welcomes you with a bright and well-proportioned interior, designed for modern living. Living accommodation is spacious and versatile, ideal for families. The kitchen provides ample storage and workspace, while the living areas offer a warm and inviting atmosphere for both relaxing and entertaining.

Upstairs, the bedrooms are generously sized and filled with natural light, complemented by a well-appointed family bathroom. Externally, the property benefits from private outdoor space, perfect for enjoying warmer months, along with convenient parking options.

Ideally located, the home is close to local schools, shops, and everyday amenities, while excellent road and public transport links provide easy access to Wigan town centre and surrounding areas. This is a fantastic opportunity to secure a home in a sought-after location.

Ground Floor

Entrance Hallway - UPVC double glazed door into the hallway.

Lounge - UPVC double glazed french doors into the garden, radiator.

Second Lounge - UPVC double glazed bay window, radiator.

Dining Room - UPVC double glazed bay window, radiator.

Kitchen - Spacious kitchen, fitted with a range of high gloss wall and base units, cupboards and drawers with contrasting work surfaces, 1 1/2 sink unit with drainer and mixer tap over, built in double electric eye level oven, gas hob with stainless steel chimney vent over, feature kickboard and under cabinet lighting,inset spotlights, radiator, tiled flooring, UPVC double glazed window, two Velux windows, readr door.

WC - WC, pedestal hand wash basin with splash back tiling, radiator.

First Floor

Landing - Staircase to the second floor.

Bedrom Two - UPVC double glazed window, radiator.

En-Suite Shower Room - UPVC double glazed window, step in shower cubicle, WC, pedestal hand wash basin.

Bedroom Three - UPVC double glazed window, radiator.

Bedroom Four - UPVC double glazed window, radiator.

Bedroom Five - UPVC double glazed window, radiator.

Famly Bathroom - Monchrome bathroom, panel bath, WC, pedestal hand wash basin, partially tiled walls, UPVC double glazed window.

Second Floor

Bedroom One - Two Velux windows, fitted wardrobes, inset spotlights, loft access, radiator.

En-Suite Shower Room - Velux window, step in shower cubicle, WC, storage cupboard, radiator.

Exterior

Front - Garden fronted, driveay parking, access to the rear garden via a side gate.

Rear - Family garden, paved patio, lawned garden, mature shrubs to the borders, fenced boundaries, feature lighting.

Double Garage - Double garage with up and over doors.

Nearest Stations:

0.77 miles
Orrell
1.31 miles
Upholland
1.92 miles
Pemberton
2.73 miles
Garswood
2.87 miles
Gathurst

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 435825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 42075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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