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63, Wigan, WN2 3AE
£350,000
Bedrooms
Bathrooms
Reception
FREEHOLD - GREAT FOR FAMILIES - EXTENDED TO THE REAR - DOWNSTAIRS SHOWER ROOM - EN-SUITE - TWO RECEPTION ROOMS - FANTASTIC GARDENS - GARAGE - NEW BOILER & WINDOWS INSTALLED 18 MONTHS AGO - MULTI FUEL BURNER IN THE LOUNGE - LOFT HAS BEEN BOARDED FOR STORAGE WITH LIGHTING - VIEWINGS ARE ESSENTIAL TO APPRECIATE WHAT IS ON OFFER HERE
Located at Gifford Place in Hindley, Wigan, this detached house presents a well-proportioned living space with three bedrooms, three bathrooms, and two reception rooms. The property is designed to accommodate a variety of living arrangements, offering ample space for both relaxation and entertaining. The kitchen is well-equipped, providing a practical area for meal preparation and dining. The inclusion of a garden offers an outdoor retreat, ideal for leisure activities or gardening enthusiasts.Entrance Hallway - Rock door, wooden flooring, radiator, internal door into the garage.
Lounge (16'4" x 10'8") - UPVC double glazed bay window with shutters, multi fuel burning fire, wooden flooring, radiator, archway through to the dining room.
Dining Room (16' x 9'8") - Under stairs storage, wooden flooring, covered radiator.
Kitchen (22'6" x 12'5") - Fitted with a range of wall and base units, cupboards and drawers, work tops, breakfast bar with stools, 1 1/2 sink unit, built in double electric oven, induction hob with extractor hood over, integrated dishwasher, american style fridge/freezer, partially tiled walls, UPVC double glazd window with shutters, UPVC double glazed french doors, wooden flooring, radiator.
Utility Room - Fiited with wall and base units, work tops, single sink unit, plumed for a washing machine, partially tiled walls, tiled flooring, door to side/rear.
Downstairs Shower Room/WC - Shower cubicle, vanity unit housing he hand wash basin & WC, partially tiled walls, chrome radiator, UPVC double glazed window.
Landing - Loft access via drop down ladders, boarded, lighting.
Bedroom One (13'1" x 12') - Two UPVC double glazed windows with shutters, radiator.
En-Suite Shower Room - Electric shower in a shower cubicle, vanity unit housing he hand wash basin and storage, WC, partially tiled walls, chrome radiator, UPVC double glazed window with blinds.
Bedroom Two (8'4" x 10'4") - UPVC double glazed window with blinds/shutters, storage cupboard, radiator.
Bedroom Three (8'3" x 8'3") - UUPVC double glazed window with blinds/shutters, radiator.
Family Bathroom - Jacuzzi bath, vanity unit housing hand wash basin and storage, WC, partially tiled walls, chrome radiator, UPVC double glazed window with blinds.
Exterior
Front - Good sized front garden, landscaped and well maintained, parking for multiple vehicles.
Rear - Family sized rear garden with no expense spared, landcaped, decked patios, paved patios and lawned gardens, fence enclosed.
Garage (16'7" x 8'1") - Electric roll door, power and lighting, combination boiler, extra storage in loft area.
Large shed/workshop - Great for storage and has power points and lighting
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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