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218 Lilycroft Road, Bradford, West Yorkshire,, BD9 5AL
£825,000
Bedrooms
Bathrooms
Reception
Entrance Hall
A uPVC double glazed door leads into the entrance hall with staircase rising to the first floor landing, understair storage cupboard and doors into the living room and kitchen.
Living Room
A uPVC double glazed bay window the front offers an excellent degree of natural light. Feature fireplace with a living flame gas fire and a central heating radiator.
Kitchen
A range of wall and base units, complementary work tops, splash back tiling with stainless steel sink mixer tap and drainer. Fully Fitted Kitchen with a gas cooker, Fridge/Freezer, Washing Machine along with large kitchen island. UPVC double glazed window overlooks the rear garden.
Additional Room / Bedroom 4
A versatile room to the ground floor with uPVC double glazed window, central heating radiator and en-suite shower room.
En-Suite
A stylish three piece suite comprising of: Walk in double shower unit, low flush W.C and a wash hand basin inset into vanity unit. Fully tiled walls, flooring, spotlights to ceiling, uPVC double glazed frosted glass window and chrome wall mounted towel heater.
First Floor
Access into the three bedrooms and three piece bathroom. UPVC double glazed window.
Bedroom One)
A uPVC double glazed bay window with central heating radiator.
Bedroom Two
A uPVC double glazed window with central heating radiator.
Bedroom Three
A uPVC double glazed window with central heating radiator
Bathroom
A white three piece suite comprises: Bath with shower over, low flush W.C and wash hand basin. Fully tiled walls and flooring with uPVC double glazed frosted glass window and chrome wall mounted towel heater.
Garden
A large fence lined garden to the rear of the property
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,567.85
Total Interest: £459,426.59
Overall Total: £1,284,426.59
Amortization For Monthly Payment: £3,567.85 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £26,157.11 | £16,657.11 | £808,342.89 |
| 2026 | £25,616.19 | £17,198.03 | £791,144.86 |
| 2027 | £25,057.71 | £17,756.51 | £773,388.35 |
| 2028 | £24,481.09 | £18,333.13 | £755,055.22 |
| 2029 | £23,885.75 | £18,928.47 | £736,126.75 |
| 2030 | £23,271.08 | £19,543.14 | £716,583.61 |
| 2031 | £22,636.44 | £20,177.78 | £696,405.83 |
| 2032 | £21,981.20 | £20,833.02 | £675,572.81 |
| 2033 | £21,304.68 | £21,509.54 | £654,063.27 |
| 2034 | £20,606.19 | £22,208.03 | £631,855.23 |
| 2035 | £19,885.01 | £22,929.21 | £608,926.03 |
| 2036 | £19,140.42 | £23,673.80 | £585,252.23 |
| 2037 | £18,371.65 | £24,442.57 | £560,809.66 |
| 2038 | £17,577.91 | £25,236.31 | £535,573.35 |
| 2039 | £16,758.40 | £26,055.82 | £509,517.53 |
| 2040 | £15,912.28 | £26,901.94 | £482,615.59 |
| 2041 | £15,038.67 | £27,775.55 | £454,840.04 |
| 2042 | £14,136.70 | £28,677.52 | £426,162.52 |
| 2043 | £13,205.44 | £29,608.78 | £396,553.75 |
| 2044 | £12,243.94 | £30,570.28 | £365,983.47 |
| 2045 | £11,251.22 | £31,563.00 | £334,420.47 |
| 2046 | £10,226.26 | £32,587.96 | £301,832.51 |
| 2047 | £9,168.01 | £33,646.21 | £268,186.30 |
| 2048 | £8,075.40 | £34,738.82 | £233,447.48 |
| 2049 | £6,947.31 | £35,866.91 | £197,580.56 |
| 2050 | £5,782.58 | £37,031.64 | £160,548.93 |
| 2051 | £4,580.03 | £38,234.19 | £122,314.74 |
| 2052 | £3,338.43 | £39,475.79 | £82,838.95 |
| 2053 | £2,056.52 | £40,757.70 | £42,081.25 |
| 2054 | £732.97 | £42,081.25 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
218 Lilycroft Road, Bradford, West Yorkshire,, BD9 5AL
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Thu Jun 26 2025
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Thu Jun 26 2025
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