Clarke & Lloyds Property Consultants

30 Churchill Place, Unit 04-110, Canary Wharf, London, England, E14 5RE

6 bedroom hmo property for sale in br5

£600,000 Offers in excess of

6

Bedrooms

7

Bathrooms

1

Reception

Clarke and Lloyds proudly presents this exceptional seven-bedroom HMO property for sale in the desirable BR5 area. Purposefully designed for modern shared living, each bedroom includes a private ensuite bathroom, with five rooms further enhanced by kitchenettes, offering an ideal layout for high-yield rental income or spacious family accommodation.

This well-maintained property features bright, airy spaces and quality finishes throughout, alongside communal areas that include a fully-equipped kitchen, dining space, and a private gardenperfect for relaxing or entertaining.

Located in BR5, the property benefits from excellent transport links, with easy access to St. Mary Cray Station (Southeastern Rail) for quick connections to Central London and surrounding areas. Additionally, Orpington High Street, Nugent Shopping Park, and various local eateries are nearby, providing ample convenience for residents.

This high-potential property represents an outstanding investment opportunity. Contact Clarke and Lloyds today to arrange a viewing.



Features

    Nearest Stations:

    0.49 miles
    St Mary Cray
    0.52 miles
    St.Mary Cray
    1.95 miles
    Petts Wood
    1.95 miles
    Orpington
    2.19 miles
    Swanley

    Mortgage Calculator

    Your property may be repossessed if you do not keep up repayments on your mortgage.

    Monthly Payment: £ 8,216.87

    Monthly Payment: £ 8,216.87

    Monthly Payment: £ 8,216.87

    Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

    Return on Investment

    £
    £
    £
    £

    Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

    Mortgage Required

    £ 497700

    Mortgage Loan to Value

    %

    Gross Yield

    %

    Annual ROI

    %

    Annual Rental Profit

    £

    Cumulative Rental Profit

    £

    Cost of Purchase

    £
    • Stamp Duty
      £

      Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

    • Refurbishment Budget
      £ 15000
    • Survey Costs
      £ 400
    • Mortgage Fees
      £ 1,000

      Your home may be repossessed if you do not keep up repayments on your mortgage.

    • Legal Fees
      £ 1,300

    Adjust these figures

    £

    The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

    £

    This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

    £

    Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

    £

    This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

    Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

    Annual Costs

    £ 47700
    • Mortgage Interest
      £

      The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

    • Letting and Management Costs (Inc VAT)
      £
    • Letting Fee
      £
    • Maintenance
      £
    • Insurance
      £ 500
    • Ground Rent
      £ 0
    • Service Charge
      £ 0

    Adjust these figures

      %
      %
    £
      %

    This is the percentage of the rent that you will spend maintaining the property.

    £

    Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

    £

    Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

    £

    This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

    Total Profit

    £
    • Final Equity Profit
      £

      Final Equity Profit = Final Property Value - Mortgage Required - Investment

    • Cumulative Rental Profit
      £

      Cumulative Rental Profit = Annual rental profit x Time of Investment

    Adjust these figures

      %

    This is the assumed rate of house price inflation.

    Final Property Value

    £

    This is the property value at the end of the investment based on an assumed rate of % house price inflation.

    Notes

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