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9K, Vauxhall, SE1 7SP
£585,000
Bedrooms
Bathrooms
Reception
Welcome to this beautifully presented four-bedroom terraced house on Spencer Road, offering over 1,580 sq ft of versatile living space arranged across three floors. Thoughtfully designed for modern family life, the property combines bright interiors, multiple reception rooms, and a stunning private garden with the added benefit of a garage..
Ground Floor
The property welcomes you with a bright entrance hallway leading to two generous reception rooms, ideal for both formal entertaining and everyday family living. A well-proportioned kitchen flows into a light-filled conservatory, which opens directly onto the garden a perfect spot for summer dining and relaxation.
First Floor
The first floor features three comfortable bedrooms, all well-sized, along with a family shower room and a separate WC for convenience.
Second Floor
The top floor boasts a substantial principal bedroom with ample natural light and additional eaves storage, providing a private retreat away from the main living areas.
Outdoor Space
The home enjoys a fantastic private garden extending over 50 ft, perfect for summer barbecues, gardening enthusiasts, or a safe play area for children. At the rear of the property, a garage with rear access adds excellent practicality, ideal for secure parking or additional storage.
Key Features:
This is an excellent opportunity to acquire a well-proportioned family home in a desirable location, offering both indoor comfort and outdoor lifestyle.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
9K, Vauxhall, SE1 7SP
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