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123 Kettering Road, NN1 4AZ
£350,000
Bedrooms
Bathrooms
Reception
Standing in a popular established residential area of Spinney Hill, with its tree lined roads is this extended mature bay fronted family home having spacious and adaptable living accommodation with off road parking and gardens to the rear. In brief the accommodation includes hall, cloakroom, lounge, dining room, kitchen/dining room, bedroom with wet room, whilst on the first floor there are three double bedrooms, one of which has a further room off and a separate family bathroom. The property benefits from gas radiator central heating and double glazed windows. The property has the potential to be used as a 5/6 HiMO or you could use the annex for an elderly relative.
There are shopping parades at Spinney Hill, Broadmead Avenue and St Matthews Parade on the Kettering Road and there are bus services to Northampton town centre, where an extensive range of facilities are available. Northampton Racecourse and Morrisons Supermarket are approximately one third of a mile away. Local schools include Parklands Primary School in Spinney Hill Road and secondary education at Weston Favell School, Thomas Becket rc Upper School on the Kettering Road North and Northampton School for Girls in Spinney Hill Road.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
123 Kettering Road, NN1 4AZ
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