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123 Kettering Road, NN1 4AZ
£125,990
Bedrooms
Bathrooms
UPVC glazed door to front elevation. Door to Lounge and Kitchen/Dining Room. Stairs rising to First Floor.
Lounge13'4 x 9'9 (4.06m x 2.97m)Window to rear elevation. TV point. Laminate flooring. Wall mounted radiator. Laminate wood flooring. Door leading to Kitchen/Dining Room.
Kitchen/Dining Room19'6 x 11'5 (5.94m x 3.48m)Window to front elevation. Window to rear elevation with door leading out to garden. Range of wall and base units complimented by roll top work surfaces. Electric oven and hob and modern cooker hood. Stainless steel sink and drainer unit with mixer tap over. Space for dishwasher and washing machine. Breakfast bar. Ceramic tiled flooring. Open plan to Dining Area with space for 6 seater table and chairs. Wall mounted radiator. Laminate flooring.
First Floor LandingStairs rising from hall. Door to storage cupboard housing central heating boiler. Door to WC, Bathroom and Bedrooms.
Bedroom One13'4 x 11'1 (4.06m x 3.38m)Two windows to rear elevation. Wall mounted radiator. Laminate flooring.
Bedroom Two13'4 x 10'11 (4.06m x 3.33m)Window to rear elevation. Wall mounted radiator.
BathroomWindow to front elevation. Suite comprising of bath with mixer taps, shower attachment over and wash hand basin. Fully tiled.
WCObscure window to front elevation. Low level WC.
Rear GardenEnclosed rear garden with retaining fence. Patio area and area laid to lawn. Shrubs and trees to border areas. Brick built outhouse.
DrivewayOff road parking for two vehicles.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
123 Kettering Road, NN1 4AZ
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