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£400,000
Bedrooms
Bathrooms
Offered with no onward chain and bags of potential is this deceptively spacious three/ four bedroom detached double fronted chalet situated just yards from the historic Southchurch Hall Gardens and within easy access of Southend East rail station, the seafront and city centre. With versatile accommodation consisting of a 31 lounge/ diner, kitchen, two double bedrooms and a shower room to the ground floor, there is a further double bedroom, dressing room/ study and bathroom to the first floor. With off street parking and an approx. 45 rear garden we would recommend viewing.
Accommodation Comprising - uPVC double glazed front door leading to enclosed storm porch with further front door to...
Entrance Hall - Radiator, dado and picture rails, large built in storage cupboard, doors off to...
Bedroom - 5.08m into bay x 3.05m (168 into bay x 10) - Double glazed bay window to front, radiator, picture rail, coved ceiling...
Lounge/ Diner - 9.50m into bay x 3.05m (312 into bay x 10) -
Lounge Area - Double glazed bay window to front, radiator, coved ceiling with ceiling rose, open plan to...
Dining Area - Double glazed french doors to rear garden, radiator, coved ceiling with ceiling rose, door to...
Inner Lobby - Staircase to first floor, doors off to...
Bedroom - 4.27m x 3.05m (14 x 10) - Double glazed window to rear, radiator, range of fitted wardrobe cupboards, picture rail, coved ceiling...
Shower Room - 1.57m x 1.32m (52 x 44) - Suite comprising wall mounted wash hand basin, low level W.C., enclosed shower cubicle, radiator, fully tiled walls and flooring, obscure double glazed window to side...
Kitchen - 3.89m x 2.95m (129 x 98) - Range of fitted pine base units with solid wood block working surfaces over, inset single drainer sink unit, space for gas range cooker, space and plumbing for washing machine and dishwasher, matching range of wall mounted units, radiator, tiled splashbacks and flooring, double glazed windows to rear and side, double glazed door to side...
First Floor Landing - Radiator, doors off to...
Bedroom - 3.99m x 3.18m (131 x 105) - Skylight window to rear, radiator, access to eaves storage space...
Bedroom/ Study - 3.99m x 1.85m (131 x 61) - Skylight window to rear, radiator, access to eaves storage space, door to...
Bathroom - 3.99m x 1.35m (131 x 45) - Suite comprising corner bath with mixer tap and shower attachment, pedestal wash hand basin, low level W.C., radiator, tiled splashbacks and flooring, extractor fan...
Externally -
Front Garden - Paved offering off street parking for 2/3 cars...
Rear Garden - Approx. 45 in depth, comprising block paved patio area, remainder mostly laid to lawn with further paved patio area and timber shed, gate providing side access...
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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