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10 Church Lane, Royston
£425,000 Offers in excess of
Bedrooms
Bathrooms
Abode are delighted to offer to market this versatile semi-detached family home in the popular South Cambridgeshire Village of Meldreth. On the ground floor we find a large kitchen/dining room, reception room leading to a modern orangery, a side entrance hall, with separate fourth bedroom/snug and WC, upstairs we find two generous double bedrooms with built in wardrobes, a single bedroom and a recently renovated shower room. The property further benefits from a generous and mature garden, garage, off-road parking, and a modern well insulated office building to the rear of the property. The property further benefits from being just an 8 minute walk away, with mainline connections to Cambridge and London Kings Cross. Viewings are by prior appointment only, contact Abode today to avoid disappointment..
About Meldreth
Meldreth is a picturesque village in South Cambridgeshire with a rich history dating back to medieval times. Evidence of its long heritage includes the 13th-century church of Holy Trinity and remnants of agricultural and industrial activity, such as the once-thriving watercress beds along the River Mel. The village retains much of its historical charm while offering modern conveniences and excellent transport links. A direct train from Meldreth takes just 50 minutes to London Kings Cross and 16 minutes to Cambridge, making it ideal for commuters.
For families, the village offers excellent educational options. Meldreth Primary School, located on High Street, is highly regarded with a 'Good' rating from Ofsted. Nearby Bassingbourn Village College, also rated 'Good,' provides further educational opportunities.
Meldreth is home to a lovely traditional pubs like The British Queen, known for its friendly atmosphere, homemade seasonal dishes, and recently revamped garden. With its blend of historical charm, excellent schools, and convenient travel options, Meldreth offers a peaceful yet connected village lifestyle.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,837.98
Total Interest: £236,674.30
Overall Total: £661,674.30
Amortization For Monthly Payment: £1,837.98 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £13,474.87 | £8,580.94 | £416,419.06 |
| 2026 | £13,196.22 | £8,859.59 | £407,559.47 |
| 2027 | £12,908.52 | £9,147.29 | £398,412.18 |
| 2028 | £12,611.47 | £9,444.34 | £388,967.84 |
| 2029 | £12,304.78 | £9,751.03 | £379,216.81 |
| 2030 | £11,988.13 | £10,067.68 | £369,149.13 |
| 2031 | £11,661.20 | £10,394.61 | £358,754.52 |
| 2032 | £11,323.65 | £10,732.16 | £348,022.36 |
| 2033 | £10,975.14 | £11,080.67 | £336,941.68 |
| 2034 | £10,615.31 | £11,440.50 | £325,501.18 |
| 2035 | £10,243.79 | £11,812.02 | £313,689.16 |
| 2036 | £9,860.22 | £12,195.59 | £301,493.57 |
| 2037 | £9,464.18 | £12,591.63 | £288,901.94 |
| 2038 | £9,055.29 | £13,000.52 | £275,901.42 |
| 2039 | £8,633.12 | £13,422.69 | £262,478.73 |
| 2040 | £8,197.23 | £13,858.58 | £248,620.15 |
| 2041 | £7,747.20 | £14,308.61 | £234,311.54 |
| 2042 | £7,282.54 | £14,773.27 | £219,538.27 |
| 2043 | £6,802.80 | £15,253.01 | £204,285.27 |
| 2044 | £6,307.49 | £15,748.32 | £188,536.94 |
| 2045 | £5,796.08 | £16,259.73 | £172,277.21 |
| 2046 | £5,268.07 | £16,787.74 | £155,489.47 |
| 2047 | £4,722.91 | £17,332.90 | £138,156.58 |
| 2048 | £4,160.05 | £17,895.76 | £120,260.82 |
| 2049 | £3,578.92 | £18,476.89 | £101,783.93 |
| 2050 | £2,978.91 | £19,076.90 | £82,707.02 |
| 2051 | £2,359.41 | £19,696.40 | £63,010.62 |
| 2052 | £1,719.80 | £20,336.01 | £42,674.61 |
| 2053 | £1,059.42 | £20,996.39 | £21,678.22 |
| 2054 | £377.59 | £21,678.22 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
10 Church Lane, Royston
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Sun May 11 2025
All confirmed! We look forward to speaking with you.
Sun May 11 2025
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