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10 Church Lane, Royston
£450,000 Offers in excess of
Bedrooms
Bathrooms
Abode are delighted to offer to market this well present three bedroom detached family home in the historic market town of Royston, Hertfordshire. Located on the popular Twigdens development, with views onto a large park the property has had a ground floor extension to offer modern family living. On the ground floor we find a WC, lounge leading to the extended kitchen and dining area which can double as a further family snug. The French doors lead to a patio area and the secure rear garden, complete with a well presented summer room. Upstairs we find two double bedrooms, with the principle bedroom including an en-suite shower room. A further single bedroom and family bathroom complete the properties offering. The attractive frontage at the property benefits being on a no through road street, with a private driveway and garage. To the rear of the property the garden is well presented and mature, laid to lawn with a lovely patio area abutting the house for entertaining. Viewing of this desirable, chain free, modern family home is highly recommended, please contact Abode today to view.
About Royston
Royston is a charming market town situated in the heart of Hertfordshire, a county known for its natural beauty, rich history, and vibrant cultural scene. With a population of around 17,400, Royston is a small but bustling community that offers the perfect blend of countryside tranquillity and urban convenience.
For commuters, Royston offers excellent transport links to London and other major cities. The town is situated on the A10, providing easy access to the M25 and the wider motorway network. Royston railway station is served by direct trains to London Kings Cross and Cambridge, making it an ideal location for those who need to commute to work or travel further afield.
One of the most striking features of Royston is its beautiful architecture. The towns historic buildings are a testament to its rich heritage, dating back to the Roman era. The most iconic landmark is the Royston Cave, a mysterious subterranean chamber carved into the chalky ground beneath the town that is believed to have been used for religious or ceremonial purposes. Other notable buildings include the medieval parish church of St John the Baptist, the Victorian town hall, and many grade 1 listed Georgian buildings.
In addition to its cultural and architectural treasures, Royston boasts an abundance of natural beauty. The town is surrounded by rolling hills, lush forests, and picturesque meadows, providing ample opportunities for outdoor recreation. The nearby Therfield Heath, a protected area of grassland and woodland, is a popular spot for hiking, cycling, and birdwatching. And for those who prefer a more leisurely pace, the towns many parks and gardens offer a peaceful retreat from the hustle and bustle of everyday life.
Royston is also an ideal location for families, with a variety of excellent schools and child-friendly amenities. The town has several good and outstanding Ofsted rated schools, including Studlands Rise Primary School, Tannery Drift, St Marys, as well as the King James Academy for secondary education. There are also plenty of parks and playgrounds, a leisure centre with a swimming pool and sports facilities, and a range of clubs and activities for children of all ages.
In terms of local amenities, Royston has everything you could need for day-to-day living. The town centre is home to a wide range of shops, cafes, restaurants, and pubs, as well as many supermarkets and convenience stores for your weekly grocery shopping. There is also a weekly market, which offers a fantastic selection of fresh local produce and artisanal goods.
All in all, Royston is a wonderful place to call home. Its rich history, stunning natural surroundings, excellent schools, and convenient location make it a popular choice for families, commuters, and anyone who appreciates the best that town and country living has to offer. Whether youre looking to buy your first home, raise a family, or retire in peace and quiet, Royston is the perfect place to do it.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,946.10
Total Interest: £250,596.32
Overall Total: £700,596.32
Amortization For Monthly Payment: £1,946.10 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £14,267.51 | £9,085.70 | £440,914.30 |
| 2026 | £13,972.47 | £9,380.74 | £431,533.56 |
| 2027 | £13,667.84 | £9,685.37 | £421,848.19 |
| 2028 | £13,353.32 | £9,999.89 | £411,848.30 |
| 2029 | £13,028.59 | £10,324.62 | £401,523.68 |
| 2030 | £12,693.31 | £10,659.90 | £390,863.79 |
| 2031 | £12,347.15 | £11,006.06 | £379,857.73 |
| 2032 | £11,989.74 | £11,363.47 | £368,494.26 |
| 2033 | £11,620.73 | £11,732.48 | £356,761.78 |
| 2034 | £11,239.74 | £12,113.47 | £344,648.31 |
| 2035 | £10,846.37 | £12,506.84 | £332,141.47 |
| 2036 | £10,440.23 | £12,912.98 | £319,228.49 |
| 2037 | £10,020.90 | £13,332.31 | £305,896.18 |
| 2038 | £9,587.95 | £13,765.26 | £292,130.92 |
| 2039 | £9,140.95 | £14,212.27 | £277,918.65 |
| 2040 | £8,679.42 | £14,673.79 | £263,244.86 |
| 2041 | £8,202.91 | £15,150.30 | £248,094.57 |
| 2042 | £7,710.93 | £15,642.28 | £232,452.29 |
| 2043 | £7,202.97 | £16,150.24 | £216,302.05 |
| 2044 | £6,678.51 | £16,674.70 | £199,627.35 |
| 2045 | £6,137.03 | £17,216.18 | £182,411.17 |
| 2046 | £5,577.96 | £17,775.25 | £164,635.91 |
| 2047 | £5,000.73 | £18,352.48 | £146,283.44 |
| 2048 | £4,404.76 | £18,948.45 | £127,334.99 |
| 2049 | £3,789.44 | £19,563.77 | £107,771.22 |
| 2050 | £3,154.14 | £20,199.08 | £87,572.14 |
| 2051 | £2,498.20 | £20,855.01 | £66,717.13 |
| 2052 | £1,820.96 | £21,532.25 | £45,184.88 |
| 2053 | £1,121.74 | £22,231.47 | £22,953.41 |
| 2054 | £399.80 | £22,953.41 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
10 Church Lane, Royston
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Tue Apr 29 2025
All confirmed! We look forward to speaking with you.
Tue Apr 29 2025
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