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£1,150,000
Bedrooms
Bathrooms
Nestled within the heart of the sought-after SE22 neighbourhood, this enchanting Victorian terrace house on Hillcourt Road presents a unique opportunity to update and create your dream home. With its delightful blend of period charm and modern potential, this characterful residence is perfect for families seeking generous living space in a quiet location of Dulwich.
The heart of this home lies on the ground floor with three reception rooms, each exuding warmth and character. Ideal for entertaining guests or enjoying cosy family gatherings, these spaces are adorned with original Victorian features that include beautifully crafted fireplaces - a testament to the homes rich history. Stained glass windows grace some of the rooms, casting vibrant hues of light and enhance the overall ambiance.
Upstairs you are greeted by three spacious bedrooms and two bathrooms that offer ample accommodation for a growing family. The thoughtful layout provides the flexibility to reconfigure the space into four bedrooms with one bathroom.
While this property does require modernisation, it stands as a blank canvas awaiting your creative vision. The preservation of its exquisite period details offers an exceptional foundation upon which you can build a contemporary yet charming home tailored to your taste.
One of the highlights of this home is the large private garden, perfect for outdoor relaxation and gardening enthusiasts. Additional benefits include a cellar, offering excellent storage as well as storage in the eaves.
Freehold
Council Tax Band: D
Energy Efficiency Rating: D
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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