4 bedroom detached for sale

£1,325,000

4

Bedrooms

2

Bathrooms

Floorplan

This handsome Victorian townhouse offers a rare opportunity to acquire a substantial period home of unique character and style. Thoughtfully arranged over four generous levels and nearing 2000sq/ft, the property combines elegant original features with practical modern touches: ideal for families, upsizers, or anyone seeking versatile space in a well-connected, superb location.

Entering the light filled hallway you are immediately struck by the homes sense of scale and period character. The expansive double reception room stretches an impressive 35 feet from front to back. With high ceilings, original Victorian plasterwork, large sash windows, ornate fireplace, and wood flooring, it offers a wonderful space for both formal entertaining and day-to-day living. A stylish sunroom provides a quiet outlook to the garden, an ideal corner for reading, home working, or simply relaxing in natural light. The patio doors open onto a balcony with glass balustrade and steps to the garden. A guest cloakroom completes the floor.

On the lower ground floor, youll find a large bright dining room with bay window and plenty of room for family gatherings or entertaining friends; custom built storage along one entire wall, space in the under-stairs cupboards and a small secret cellar for tools or wine. The modern kitchen is fitted with built in appliances and Maple worktops. A large utility room looks out towards the lawn. The glazed Oak door opens onto the garden.

The first floor has an impressive master bedroom with en-suite which spans the full width of the house. The stunning limestone en-suite has a walk-in wet room with under-floor heating. This level also has the main home office/guest bedroom. The top floor has two further double bedrooms enjoying soft natural light and quiet, elevated views. A spacious family bathroom adds comfort and flexibility for larger households. The top landing has the second mezzanine office with large cantilever desk.

The beautifully maintained, south-east facing garden is both private and easy to care for. A well-sized outbuilding offers excellent storage and use as a garden studio or workshop. Theres convenient access to the garden from the side gates and a potting shed at the side of the house.

This is a home that offers true flexibility, with plenty of space to live, work, host and grow into, all while enjoying the character and charm of a classic Victorian build.

The property is well-positioned for a range of local amenities. Hither Green, Ladywell and Lewisham stations are all within walking distance, offering fast and frequent services into London Bridge, Cannon Street, Charing Cross and the DLR to Canary Wharf. There are excellent local schools nearby (both primary and secondary), and a growing selection of independent shops, cafs and restaurants. The country villages of Kent are just a 25 minute drive away.

This is a rare and exciting opportunity to secure a beautifully proportioned period home in a highly sought-after location.

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1103325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 33125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 109575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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