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£900,000 Offers in excess of
Bedrooms
Bathrooms
This beautifully presented 4-bedroom, 2-bathroom house is a true gem, offering the perfect combination of modern living and convenience. Located just a short distance from Lower Sydenham Station and Sydenham High Street, this home is ideally situated close to an abundance of cafes, shops, and local amenities.
The heart of this home is the spacious kitchen/family room, featuring a modern, integrated kitchen with a large island, perfect for both cooking and entertaining. The open-plan design creates a warm, welcoming atmosphere, ideal for family gatherings.
The property also includes a separate reception and dining room, providing additional space for relaxation or formal entertaining. With stylish finishes and plenty of natural light throughout, this home is well-presented and beautifully maintained.
Step outside to the large, private gardenan ideal space for outdoor activities, gardening, or simply enjoying the tranquility.
With Mayow Park just a stones throw away, outdoor enthusiasts will appreciate the nearby green spaces for leisurely walks and recreation.
This is the perfect family home in an enviable location, offering modern comforts and easy access to transport links, making it a must-see!
Freehold
Council Tax Band: D
Energy Efficiency Rating: D
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,892.20
Total Interest: £501,192.64
Overall Total: £1,401,192.64
Amortization For Monthly Payment: £3,892.20 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £28,535.02 | £18,171.40 | £881,828.60 |
2026 | £27,944.93 | £18,761.49 | £863,067.12 |
2027 | £27,335.68 | £19,370.74 | £843,696.38 |
2028 | £26,706.65 | £19,999.77 | £823,696.60 |
2029 | £26,057.18 | £20,649.24 | £803,047.36 |
2030 | £25,386.63 | £21,319.79 | £781,727.57 |
2031 | £24,694.30 | £22,012.12 | £759,715.45 |
2032 | £23,979.49 | £22,726.93 | £736,988.52 |
2033 | £23,241.47 | £23,464.96 | £713,523.56 |
2034 | £22,479.48 | £24,226.95 | £689,296.62 |
2035 | £21,692.74 | £25,013.68 | £664,282.94 |
2036 | £20,880.46 | £25,825.96 | £638,456.97 |
2037 | £20,041.80 | £26,664.62 | £611,792.35 |
2038 | £19,175.90 | £27,530.52 | £584,261.83 |
2039 | £18,281.89 | £28,424.53 | £555,837.30 |
2040 | £17,358.85 | £29,347.58 | £526,489.73 |
2041 | £16,405.83 | £30,300.59 | £496,189.13 |
2042 | £15,421.86 | £31,284.56 | £464,904.57 |
2043 | £14,405.94 | £32,300.48 | £432,604.09 |
2044 | £13,357.03 | £33,349.39 | £399,254.70 |
2045 | £12,274.06 | £34,432.37 | £364,822.33 |
2046 | £11,155.92 | £35,550.51 | £329,271.83 |
2047 | £10,001.47 | £36,704.96 | £292,566.87 |
2048 | £8,809.53 | £37,896.90 | £254,669.98 |
2049 | £7,578.88 | £39,127.54 | £215,542.43 |
2050 | £6,308.27 | £40,398.15 | £175,144.28 |
2051 | £4,996.40 | £41,710.02 | £133,434.26 |
2052 | £3,641.93 | £43,064.49 | £90,369.77 |
2053 | £2,243.47 | £44,462.95 | £45,906.82 |
2054 | £799.60 | £45,906.82 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon May 19 2025
All confirmed! We look forward to speaking with you.
Mon May 19 2025
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