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8 High Street, Kent, Swanley
£775,000 Guide Price
Bedrooms
Bathrooms
'''Guide Price 775,000 - 800,000'''
Located within a private, gated development and constructed in 2012; a beautifully presented four bedroom detached family home.
The property provides spacious accommodation arranged over two floors with the ground floor comprising a dining room with a large bay window, large living room with fireplace and French doors to the rear garden and a separate study. The kitchen also overlooks the garden and is fully fitted with modern appliances and benefits from a island/breakfast bar.
Upstairs are four double bedrooms and a family bathroom. All of the bedrooms benefit from built in wardrobes while the master bedroom also has an En Suite shower room.
To the rear of the property is a private garden with lawn and patio. The front is parking for two cars.
West Kingsdown is a thriving village sitting on the edge of the North Downs with a local shop, pub and eateries, as well as a library and medical centre. The village is also close to the market town of Sevenoaks which offers a wide range of facilities including exclusive shopping and restaurants. West Kingsdown has a village primary school as well as the Birtley House Independent School, with secondary schools nearby Sevenoaks, the area has several independent schools including St. Michaels Preparatory School in Otford, Sevenoaks School, Solefield, Walthamstow Hall, New Beacon Preparatory School and Sevenoaks Preparatory School.
Energy Efficiency Rating B, Council Tax Sevenoaks Band G
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
8 High Street, Kent, Swanley
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