Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
8 High Street, Kent, Swanley
£469,995 Offers in excess of
Bedrooms
Bathrooms
Located in the heart of Hextable on a popular family orientated residential cul-de-sac road, Langford Russell welcome to the sales market this contemporary well-presented three bedroom semi-detached family home.
Hextable is a popular residential semi-rural village with fantastic access links to many local amenities. Nearby you will find the ever popular Hextable Primary School, village shops and post office, bus routes, access to Swanley town Centre and the Swanley boat park.
The Swanley mainline train station offers a direct commute into Central London In approximately twenty minutes, station is within the Oyster Zone. Access to the M25/A2/A20 road links, Bluewater shopping Centre & Ebbsfleet International.
Property to ground floor comprises Entrance hall, kitchen, dining room, 208x1110 reception with doors leading into the rear garden and wet room.
To the first floor Landing with storage, three bedrooms and cloakroom.
Externally you will find front garden and a good sized rear garden boasting patio/lawn and garage/off street parking to rear.
Further to note this house offers double glazing and gas central heating. STPP this property offers ample scope for extension.
Contact us to arrange your internal inspection, viewing is highly recommended!
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,032.57
Total Interest: £261,731.15
Overall Total: £731,726.15
Amortization For Monthly Payment: £2,032.57 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £14,901.47 | £9,489.41 | £460,505.59 |
| 2026 | £14,593.31 | £9,797.56 | £450,708.03 |
| 2027 | £14,275.15 | £10,115.72 | £440,592.31 |
| 2028 | £13,946.66 | £10,444.22 | £430,148.09 |
| 2029 | £13,607.50 | £10,783.38 | £419,364.72 |
| 2030 | £13,257.32 | £11,133.55 | £408,231.17 |
| 2031 | £12,895.78 | £11,495.10 | £396,736.07 |
| 2032 | £12,522.49 | £11,868.38 | £384,867.69 |
| 2033 | £12,137.08 | £12,253.79 | £372,613.90 |
| 2034 | £11,739.16 | £12,651.71 | £359,962.18 |
| 2035 | £11,328.31 | £13,062.56 | £346,899.62 |
| 2036 | £10,904.12 | £13,486.75 | £333,412.87 |
| 2037 | £10,466.16 | £13,924.71 | £319,488.16 |
| 2038 | £10,013.98 | £14,376.89 | £305,111.27 |
| 2039 | £9,547.11 | £14,843.76 | £290,267.50 |
| 2040 | £9,065.08 | £15,325.79 | £274,941.71 |
| 2041 | £8,567.40 | £15,823.48 | £259,118.24 |
| 2042 | £8,053.55 | £16,337.32 | £242,780.92 |
| 2043 | £7,523.02 | £16,867.85 | £225,913.07 |
| 2044 | £6,975.26 | £17,415.61 | £208,497.46 |
| 2045 | £6,409.72 | £17,981.16 | £190,516.30 |
| 2046 | £5,825.81 | £18,565.07 | £171,951.24 |
| 2047 | £5,222.93 | £19,167.94 | £152,783.30 |
| 2048 | £4,600.48 | £19,790.39 | £132,992.91 |
| 2049 | £3,957.82 | £20,433.05 | £112,559.85 |
| 2050 | £3,294.28 | £21,096.59 | £91,463.26 |
| 2051 | £2,609.20 | £21,781.67 | £69,681.59 |
| 2052 | £1,901.88 | £22,488.100 | £47,192.60 |
| 2053 | £1,171.58 | £23,219.29 | £23,973.31 |
| 2054 | £417.57 | £23,973.31 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
8 High Street, Kent, Swanley
The Property has been saved to your favorites
0 / 5
Mon May 05 2025
All confirmed! We look forward to speaking with you.
Mon May 05 2025
It's quick and easy
