5 bedroom detached for sale

£950,000 Offers in excess of

5

Bedrooms

2

Bathrooms

Floorplan

Set in a beautiful quiet residential cul-de-sac location in the heart of Swanley Village, Langford Russell present this larger than average five bedroom detached family home to the sales market. Offered to the market CHAIN FREE, with no onward chain!

Within a stone throw away from the ever popular St Pauls Church of England Primary School, the Hextable Primary School and fantastic nearby Dartford Grammar Schools. This house is ideal for any growing family looking for a semi- rural location within great catchment for local amenities and Schools.

The Swanley mainline train station takes you direct into central London in approximately twenty minutes, this station is within the Oyster Zone. Close to the M25/A20/M20 road links, Bluewater shopping Centre and the Ebbsfleet International.

Property comprises Entrance hall, ground floor cloakroom, two reception rooms both offering access to rear garden, kitchen/breakfast room with appliances to remain, utility room with access into double garage.

To the first floor - Four Double bedrooms all boast built in wardrobe facility, and a further single bedroom. Master bedroom offers en suite bathroom with separate shower cubicle, and additional family bathroom.

Externally you will find off street parking, double garage, lawn area with side access to a well-appointed rear garden. The rear garden boasts - border areas, patio and is mostly laid to lawn.

Further to note this property is double glazed, gas central heated, in a neutral decorative order throughout.

If you are a larger than average family looking for a spacious family home in a well sought after area, this is the house for you!

Contact us to arrange your internal inspection of this impeccable house, viewing is highly recommended to avoid missing out.

Tenure - Freehold
Sevenoaks District Council - Council Tax Band - G
Energy Efficiency Rating - C

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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