4 bedroom detached for sale

£825,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Located in what we feel one of the most desirable roads in Hextable in a quiet cul-de-sac, Langford Russell offer to the market this impressive four-bedroom spacious detached family home.

The local area of Hextable is a semi-rural village with excellent access links to all local amenities. The Swanley mainline station is a short drive away and offers a direct commute into central London within approximately twenty minutes, station is within the Oyster Zone. Access to the M25/A20/A2 road links, Bluewater, and Ebbs fleet International. Nearby you will find local Primary and secondary Schools, some to include the Hextable Primary, St Pauls Church of England Primary, Wilmington Academy, Wilmington Grammer, and Dartford Grammer Schools. Rowhill Grange Utopia Hotel & Spa, Swanley Boat park, local post office, shops, hairdressers, all within walking distance.

Property comprises Entrance Hall with under stairs storage, ground floor cloakroom, office/study room. 224x 122 reception room, dining room, kitchen/breakfast room, and 214x131 conservatory with doors leading to rear garden.

To the first floor Landing with storage cupboard, four bedrooms with walk in wardrobe and en-suite to master bedroom, separate family bathroom. The En-suite boasts both bath and separate shower, with three out of the four bedrooms offering built in cupboard facility.

Externally you will find a double detached garage with front and side access, off street parking, high shrubs for perfect seclusion to the front, side access to a well-maintained rear garden, the garden offers a pleasant patio area, lawn, and shrub/borders areas surrounding.

Property must be viewed to appreciate the space this house has to offer both internally and externally.

Contact Langford Russell, this is the ideal family home for any growing family looking to find their forever home! Viewing is highly recommended.

Tenure Freehold
Council Tax Band G
Energy Efficiency Rating - C

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 683325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 20625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 64575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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