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£645,000
Bedrooms
Bathrooms
Peacefully tucked away, exceptionally well presented with a luxurious feel throughout, and with a spacious and sociable layout, are just a few of the reasons why this family home needs to be viewed to be fully appreciated. In superb decorative order, the property has been extended and is perfect for everyday family living and ideal for entertaining family and friends. Fittings are of a high calibre; there is a really impressive fitted kitchen and both family bathroom and en-suite shower room provide additional indulgence! A very pleasant secluded garden can be found at the rear, a timber workshop to the side and ample parking at the front. With double glazing, central heating and good quality floor coverings throughout, this truly delightful family home is well worth viewing.
Location
This delightful home is peacefully tucked away on Chamberlain Crescent, a residential side street off Cavendish Way, superbly located for West Wickham High Street. Supermarkets, restaurants, coffee houses and cafes on the High Street are within a few hundred years, as is the delightful Blakes Green recreation space. This location is extremely convenient for Oak Lodge Primary School, and the highly regarded Langley Secondary Schools are approximately 0.6 of a mile [as the crow flies]. Ideal for commuters too; West Wickham mainline railway station is approximately 0.6 of a mile away, bus routes to Bromley and East Croydon closer still. For full directions please contact Allen Heritage Estate Agents in West Wickham.
The Ground Floor Accommodation
Entrance Hall 2.61m (87') x 1.95m (65')
Kitchen/Breakfast Room 6.28m (207') x 3.38m (111')
Lounge 4.28m (14) x 4.05m (133') into bay
Dining Room 3.75m (124') x 3.75m (124')
Workshop
The First Floor Accommodation
Landing
Bedroom 2 3.88m (129') x 3.38m (111')
Bedroom 3 3.88m (129') x 2.76m (91')
Study/Dressing Room 3.01m (910') max x 2.94m (98')
Bathroom
The Second Floor Accommodation
Bedroom 1 6.17m (203') max x 5.02m (166')
En-suite
Eaves Storage
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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