2 bedroom cottage for sale

£250,000 Offers over

2

Bedrooms

1

Bathrooms

Floorplan

SEMI-RURUAL LOCATION '' STUNNING COTTAGE FOR SALE '' MULTI FUEL BURNER '' HERRINGBONE FLOORING '' BEAUTIFUL MODERN KITCHEN ''CALL THE OFFICE TO ARRANGE YOUR VIEWING TODAY

Description - Ainsworth Lord Estates are delighted to offer for sale this delightful cottage which is a true gem that exudes character and warmth.

With a lovely inviting reception room, this home offers ample space for relaxation and entertaining. The two well-proportioned bedrooms provide a comfortable retreat, perfect for unwinding after a long day.

The heart of the home is undoubtedly the gorgeous kitchen, which boasts modern amenities while retaining a traditional feel. It is an ideal space for culinary enthusiasts to create delicious meals and enjoy family gatherings.

Set on a lovely plot, the property features a spacious garden that invites you to bask in the beauty of the outdoors. Whether you wish to cultivate your green thumb or simply enjoy al fresco dining during the warmer months, this garden is a wonderful extension of your living space.

This cottage is not just a house; it is a home filled with character and charm, making it a perfect choice for those seeking a peaceful retreat in a picturesque setting. With its unique features and inviting atmosphere, this property is sure to capture the hearts of many.

Do not miss the opportunity to make this enchanting cottage your own.

NOTE TO BUYERS....

If you need to sell your property to make this purchase then speak to us. We would be happy to discuss the various options you have. We could start with a Free Market Appraisal/Valuation.

We have dozens of Cash Rich Buyers looking for properties like this to acquire..... who knows perhaps we could get them to make an offer on yours? Give us a call and lets see how we can get you moving.

Or, perhaps you dont really need to sell the house youre in? Have you considered this? Youd be surprised at the options available to you.

NOTE TO INVESTORS:
If you are looking for more properties like this we strongly recommend you register with us as soon as possible.
We get loads of properties like this and they do tend to get snapped up pretty quick, usually by investors that have already registered with us.

Registered Investors also receive a Trade Discount our Selling, Letting & Management Fees. So once you have completed your refurb we will sell or rent your property for you on preferential terms, increasing your profits further!

Registering with us is easy:
The best way is to call in and meet our team, so we can learn what it is you are really looking for, and what your plans are.... all investors requirements are different - we get that.

Once we know this, we can then send you the details of properties that match your needs as soon as we are instructed - so you will be first to find out about them.

We are also happy to advise and offer a second opinion to our registered Investors who are looking to buy properties from other agents - with no strings attached. Buying right is important.

FREE - MORTGAGE ADVICE:

For Re-Mortgages, Buy-To-Let Mortgages, and other Residential Mortgages. (Even for people with a poor credit rating).

NEVER PAY FOR MORTGAGE ADVICE. THERE IS NO NEED TO.
Our Mortgage Advisors - London & Country are one of the largest mortgage brokers in the UK, and have access to more lenders than other local mortgage providers, giving you more choice and potentially saving you thousands of pounds.
PLUS...
Our clients receive a FREE INSURANCE VOUCHER to cover your survey and legal fees in the event your purchase falls through.
We are not aware of any other agent offering this extra bonus.

Contact us to arrange a call from our mortgage brokers - at a time to suit you, including evenings and weekends.

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Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 208950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 21450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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