3 bedroom end of terrace for sale

£410,000

3

Bedrooms

1

Bathrooms

Floorplan

A wonderful modern three-bedroom end of terrace family home, with a modern kitchen with integrated appliances, downstairs W.C, spacious reception room, modern family bathroom, and a private garden with off street parking for two cars. The property is also only a short walk to local amenities and both of Edenbridges two railway stations.

The property consists of an entrance hallway with downstairs W.C and hard wood flooring throughout the ground floor. There is a modern kitchen with integrated appliances and a good selection of wall and base units in a neutral colour. The property has a sperate and spacious reception room with direct access to the rear garden via the double doors. Upstairs on the first floor landing you have an airing cupboard and additional storage. There are two good size double bedrooms and a spacious single room, which can also be used as a nursery or home office. You also have a modern family bathroom, which has a bath, mains shower, sink, and w.c.

Outside you have well maintained private south facing rear garden with a patio area and a raised area with grass & garden shed to the rear, which is fenced off on all sides with rear access. To the front of the property, you have a small front garden mainly paid to lawn and off-street parking for up to two cars.

Edenbridge boasts two railway stations and a journey time to and from London Bridge of around 40-45 minutes. Nearby is Hever Castle, National Trust attractions, a selection of delightful pubs and good local facilities in the town. These include a variety of small independent shops and larger outlets i.e. Waitrose , Lidl, Boots and Costa Coffee. If you require a larger town for shopping then Sevenoaks and Tunbridge Wells are within approx. 15 minutes drive of Edenbridge and you can also access the M25 & M23 within approx. 15 minutes or less for either Brighton or Bluewater.

General information:
All mains services
Local Authority: Sevenoaks District Council
Council Tax: Band D
EPC rating: B

Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 340950

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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