3 bedroom semi-detached for sale

£475,000 Offers over

3

Bedrooms

2

Bathrooms

Floorplan

Located in the charming village of Four Elms is this well-presented three-bedroom semi-detached family home with two reception rooms, a ground floor shower room, a family bathroom, a mature garden, a garage, and off-street parking for several cars. There is also the potential to extend and modernise, allowing you to create your dream family home (STPP)

This charming three-bedroom semi-detached property offers the perfect blend of character and practicality. Step inside and discover a flowing layout, with two inviting reception rooms with the main reception room leading out to the rear garden. The second reception room seamlessly connects to the kitchen, creating a perfect open-plan space ideal for entertaining or spending quality time with family. On the ground floor, a convenient shower room provides additional flexibility. Upstairs, youll find three well-proportioned bedrooms, along with a family bathroom, catering to the needs of a growing family.

Step outside and discover a mature garden, a haven for barbecues, playtime, or simply enjoying the peace and quiet of a village location. Outbuildings offer valuable storage space for bikes, tools, or garden equipment. But this delightful home offers even more! A garage and off-street parking for several cars provides ample space for vehicles. Most excitingly, the property boasts the potential to extend and modernise, allowing you to create your dream family home (subject to usual planning permissions).

Dont miss this fantastic opportunity to live in a village community that is only a short distance from Historic Chartwell House and Edenbridge town centre.

Edenbridge boasts two railway stations and a journey time to and from London Bridge of around 40-45 minutes. Nearby is Hever Castle, National Trust attractions, a selection of delightful pubs and good local facilities in the town. These include a variety of small independent shops and larger outlets i.e. Waitrose, Lidl, Boots, and Costa Coffee. If you require a larger town for shopping then Sevenoaks and Tunbridge Wells are within approx. 15 minutes drive of Edenbridge and you can also access the M25 & M23 within approx. 15 minutes or less for either Brighton or Bluewater.

General information:
Local Authority: Sevenoaks District Council
EPC rating: D
Tenure: Freehold

Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided are for guidance only.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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