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£180,000
Bedrooms
Bathrooms
Allan Estate Agents are pleased to offer to the market a newly renovated semi-detached bungalow situated in a cul-de-sac location to the West of Carlisle City Centre. The accommodation briefly comprises of entrance hall, lounge, modern kitchen, one double and one single bedroom and a contemporary bathroom. The property also benefits from new central heating, double glazing, driveway parking, integral garage and gardens to front and rear. Viewing is highly recommended to appreciate the accommodation on offer. No onward chain.
Entrance Hall - Enter via Upvc front door, new carpet flooring, dado rail and 1 x radiator. One cupboard house new combi boiler and one cupboard with shelving.
Lounge - 3.296 x 4.374 - Newly fitted carpet flooring, floor to ceiling large Upvc window to front elevation, one radiator and gas fire with feature wood surround. Dado rail, wall lights and coving to ceiling.
Kitchen - 3.570 x 2.703 - Vinyl flooring, newly fitted high gloss wall and base units with work surface and breakfast bar. Stainless steel sink and mixer tap, built in electric oven. gas hob , extractor fan and fridge. Upvc window to rear elevation, one radiator, partly tiled splashback and stable door leading to utility.
Utility - 2.919 x 1.814 - Vinyl flooring, wall and base units with work surface, plumbing and electric for appliances and one radiator. Upvc door leading to garden and Upvc window to rear elevation.
Bedroom One - 3.521 x 3.673 - Large double bedroom, newly fitted carpet flooring, large floor to ceiling Upvc window to rear elevation, one radiator and two built in wardrobes.
Bedroom Two - 2.786 x 2.637 - Single bedroom, newly fitted carpet flooring, large floor to ceiling Upvc window to front elevation and one radiator.
Bathroom - 2.165 x 1.830 - Vinyl flooring, newly fitted white three piece bathroom suite with vanity sink unit, WC, P bath with mains shower over and glass shower door. Partially shower boarded walls, obscured Upvc window to side elevation and one towel radiator.
Garage - Single up and over attached garage.
Outside - Driveway parking for two cars to the front of the property, front and side garden with various shrubs and a secure boundary.
Gated access to the rear garden with patio area large lawn, raised flower beds secure fenced boundary and outdoor storage house.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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