Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£188,500
Bedrooms
Bathrooms
An excellent opportunity to purchase an immaculately presented corner apartment situated close to the centre of Carlisle with views over St Pauls Church, this was the original show flat.
The property briefly comprises of an entrance into hallway. The lounge is spacious and bright with duel aspect windows. A beautiful Thwaite Holme kitchen with integrated appliances. The apartment also boasts a master double bedroom with En-suite shower room and also a second single bedroom. The immaculate bathroom suite has a roll top bath. The apartment also has a parking space and intercom entry system and is served by a lift.
Viewing of the Apartment is absolutely essential to fully appreciate the accommodation and location on offer.
Communal Entrance - Door from the side with intercom system, leading into carpeted communal hall, with personal letter boxes.
Stairs or lift leading to apartment.
Hallway - 3.858 x 3.427 (127' x 112') - Enter via solid oak wood door, carpet flooring, one radiator, intercoms system, modern brass chandelier and large walking storage cupboard.
Kitchen Diner - 3.697 x 3.540 (121' x 117' ) - Thwaites fitted kitchen with ample wall and base units, complimentary worktop, built in fridge, freezer, washing machine, microwave, brand new induction hob, oven and extractor fan. Ample space for dining, with two large sash windows with fitted blinds and a lovely view onto the church, vinyl flooring, one radiator and modern polished chrome chandelier.
Lounge - 5.893 x 4.714 (194' x 155') - Double aspect lounge which allows for lots of light and great views of the street and church. Five sash windows with decorative Roman blinds, carpet flooring, two radiators, electric fire and surround. Decorative chrome chandelier, picture rail and coving to ceiling.
Bedroom One - 5.890 x 4.722 (193' x 155') - Master double bedroom, carpet flooring, three sash windows with decorative Roman blinds and two radiators. Modern brass chandelier, picture rail and coving to ceiling.
En-Suite - 2.139 x 1.802 (70' x 510' ) - Neutrally fully tiled flooring and walls with decorative mosaic, built in vanity unit with WC and wash hand basin. Corner shower unit with mains shower, tall towel radiator and spotlighting to ceiling.
Bedroom Two - 3.450 x 2.269 (113' x 75') - Single bedroom, carpet flooring, one radiator and one sash window with decorative Roman blind. Brass chandelier and coving to ceiling. Storage cupboard housing Ferroli boiler which has been regularly serviced.
Bathroom - 1.975 x 2.796 (65' x 92') - Neutrally fully tiled flooring and walls with decorative mosaic, roll top claw bath with shower fitment, wash hand basin and WC. Decorative radiator and spotlighting to ceiling.
Further Information - The apartment comes with an allocated car space and a separate ground floor storage unit.
This property is leasehold with the lease length 125 years from Dec 2009.
Monthly service fee is 113.01 and this includes cleaning of the communal areas, window cleaning, outside cleaning/weeding, lift service, fire alarm checks and building insurance
Annual Ground Rent 125.00 P/A
Council Tax Band B 1580.72 P/A
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
