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£179,000
Bedrooms
Bathrooms
An immaculate two bedroom semi-detached home situated within the sought after residential development in the popular village of Houghton. The property has excellent transport links, shops, and a school. The immaculately presented accommodation briefly comprises of an entrance hall, lounge, dining kitchen and south facing conservatory. To the first floor there are two bedrooms and a modern bathroom. The property also benefits from double glazing, newly fitted gas central heating, driveway parking for several vehicles leading to a single detached garage and gardens to front and rear. VIEWING IS RECOMMENDED TO APPRECIATE THE ACCOMMODATION ON OFFER.
Entrance Hall - Wood door with feature glass panel, carpet flooring, one radiator.
Lounge - 4.201 x 4.051 (139' x 133') - Quality carpet, large Upvc bay window to front elevation, gas fire with feature surround, one radiator and stairs leading to first floor.
Kitchen - 3.477 x 2.728 (114' x 811') - Wall and base units with space for freestanding cooker, washing machine, dishwasher and tall fridge/freezer. Built in extractor fan.
Newly fitted Combi boiler, one radiator, spotlighting to ceiling.
Vinyl flooring and tile splash back, large storage cupboard/pantry.
Conservatory - 2.903 x 2.430 (96' x 711') - South facing conservatory, carpet flooring, one radiator, spotlighting to ceiling, Upvc door leading into the garden
First Floor -
Landing - Quality carpet, one radiator, Upvc window to side elevation and attic hatch.
Bedroom One - 4.071 x 3.337 (134' x 1011' ) - Large double bedroom, Upvc bay window to front elevation, carpet flooring and one radiator.
Bedroom Two - 2.851 x 2.315 (94' x 77' ) - Single bedroom, carpet flooring, Upvc window to rear elevation, one radiator, 2 x storage cupboards with shelving and hanging rails.
Bathroom - 1.767 x 1.668 (59' x 55' ) - White three piece bathroom comprising of WC, wash hand basin, bath with electric shower over. Obscured window to rear elevation, towel radiator, walls are partially tiled with complimentary vinyl flooring.
Outside - Approached by large front lawned garden, extensive drive way with parking for several cars and leading to single garage.
Rear small lawned garden with patio, surrounded by raised flower beds and secure fencing. Side gate leading to drive.
Garage - Single detached garage.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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