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14 Havelock Place, Harrow, HA1 1LJ
£450,000
Bedrooms
Bathrooms
Reception
This property is situated in Catford, SE6, offering fantastic transport links, excellent amenities, and a friendly community feel. Whether you're commuting into central London, exploring the local area, or settling into a home with everything close by, this location has so much to offer.
The home blends character and convenience, offering a welcoming space in the heart of Catford. The light-filled reception room is the perfect spot to unwind, with original wooden flooring adding warmth and charm. The separate kitchen provides plenty of space for cooking and dining, with views over the garden€”ideal for those who enjoy hosting or simply having a bright, functional space to prepare meals. With its own private front door and a split-level layout, the property has the feel of a house, offering a natural flow between spaces. The entrance hallway leads to the kitchen and a convenient downstairs loo, before stairs take you up to the master bedroom and lounge, then up again to the second bedroom and bathroom, creating a sense of separation and flexibility. Outside, the low-maintenance garden offers a quiet escape, perfect for summer evenings or a morning coffee in the sun, while off-road parking for one car at the front adds to the practicality. Blending period features with modern updates, this home is ready to enjoy while leaving room for personal touches to make it your own.
For commuters, the transport options are hard to beat. Catford Bridge station is just a short walk away, providing regular trains to London Bridge in just 11 minutes, as well as direct services to Waterloo East and Charing Cross. Catford station is equally close, with routes to Blackfriars, City Thameslink, and St Pancras International€”ideal for professionals working across the city. Several bus routes serve the area, including easy connections to Forest Hill and Sydenham. If you drive, the South Circular is nearby, providing excellent road links to the rest of South London and beyond.
Families will find plenty of highly regarded schools in the area. St Dunstan€™s College, an all-through independent school with a strong reputation, is just around the corner. For younger children, Rathfern Primary and Rushey Green Primary are excellent options, while Prendergast School and Conisborough College are popular choices for secondary education.
Catford has an ever-growing selection of shops, restaurants, and leisure options. The Catford Shopping Centre covers everyday essentials with supermarkets, banks, and pharmacies, while nearby Lewisham High Street offers a broader range of high-street stores. Catford Mews is a vibrant hub, home to independent shops, a three-screen boutique cinema, and a great mix of food and drink options€”including Compound Coffee, known for its locally sourced pastries. A monthly food market on Adenmore Road, right next to the stations and the river, is a welcome new addition, showcasing street food from across the world.
Food lovers will appreciate Catford€™s diverse dining scene, with excellent Turkish restaurants and grocery stores, alongside two fantastic Japanese restaurants. Good Food Catford is a favourite for coffee and cakes, while Mamma Dough is renowned for its wood-fired pizzas. For drinks, The Catford Constitutional Club offers craft beers and hearty pub food, while The Fellowship and Star in nearby Bellingham is a great choice for a proper Sunday roast.
For arts and entertainment, the historic Catford Broadway Theatre hosts a variety of performances, from comedy to live music and theatre productions, adding to the area's cultural appeal.
When it comes to green spaces, SE6 has plenty to offer. Mountsfield Park is just around the corner, featuring wide open spaces, walking trails, and a playground for kids. Ladywell Fields, with its scenic riverside setting, is perfect for picnics or outdoor exercise, while Hilly Fields offers panoramic views over South London, making it a favourite for morning jogs or a relaxed afternoon stroll.
The lease has approximately 86 years remaining, having originally been granted for 125 years from March 1986. The current ground rent is 95 per year, as per the latest invoice covering March 2024 to March 2025, with the annual building insurance for the same period amounting to 748.79. The landlord has explored the cost of extending the lease and is open to discussions.
The property is ideally located to take full advantage of everything Catford has to offer. With fantastic transport links, great schools, a thriving food scene, and plenty of green space nearby, it€™s a location that truly delivers€”whether you€™re a commuter, a family, or looking for a vibrant and convenient place to call home.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
14 Havelock Place, Harrow, HA1 1LJ
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