3 bedroom semi-detached for sale

£425,000

3

Bedrooms

2

Bathrooms

1

Reception

Floorplan

Could this be the ideal family home you€™ve been waiting for in Stopsley?

This beautifully presented three-bedroom semi-detached home on Hitchin Road, LU2, is now for sale and offers the perfect blend of modern living and traditional charm. Located in the heart of Stopsley, Luton, this property is ideal for families seeking space, style and convenience. The current owners have found their next property, meaning a smooth and timely move is possible for motivated buyers.

From the moment you step inside, you will notice how well cared for and thoughtfully updated this home is. The generous open-plan kitchen, dining and reception space forms the heart of the home, perfect for entertaining or relaxing with family. The sleek, modern kitchen is complete with integrated appliances, ample worktop space, and a stylish island with breakfast bar seating. The adjoining living and dining areas are bright and spacious with large windows and quality flooring throughout, creating a fresh and welcoming feel.

Upstairs, there are three well-proportioned bedrooms. The main bedroom benefits from its own en-suite shower room and built-in storage. Each room feels light, peaceful and well maintained. There is also a modern family shower room and additional WC downstairs. The home also features fitted wardrobes, quality carpets and thoughtful decor throughout.

Outside, the property offers a beautifully landscaped rear garden with a mix of lawn and patio areas, ideal for summer gatherings or simply unwinding after work. There is also off-street parking to the front of the property on a paved driveway.

This part of Stopsley is popular with families thanks to its excellent local amenities and schooling options. For daily essentials and convenience shopping, Stopsley village high street is within walking distance and includes a Co-op, pharmacy, post office, bakery and various eateries. For more extensive shopping needs, The Mall Luton and Asda are just a short drive away.

Families will be pleased to know the property is within catchment for some great schools. Stopsley Primary School is rated *Good* by Ofsted and offers a supportive environment for younger children. Nearby, Stopsley High School also holds a *Good* Ofsted rating and is highly regarded by local parents for its community feel and academic support.

For green space and outdoor activities, the popular Memorial Park is only a few minutes away, perfect for walks, family picnics or children€™s playtime. Luton Airport Parkway and Luton train stations are both easily accessible, with direct services into London in under 40 minutes, making this an excellent choice for commuters.

If you are looking for a move-in ready home in a friendly, well-connected neighbourhood, this property on Hitchin Road deserves your attention. Contact us today to arrange a viewing and take the first step toward your next chapter.
New Home: Non New Home

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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