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£600,000 Guide Price
Bedrooms
Bathrooms
Set against the dramatic backdrop of the North Yorkshire coastline, White Cottage is a beautifully presented and meticulously maintained three-bedroom home that truly captures the essence of coastal living. Perched in an elevated position in the tranquil village of Ravenscar, it boasts uninterrupted, panoramic views over the sweeping sands of Boggle Hole and Robin Hoods Bay. This charming property offers an exceptional opportunity to enjoy peace, privacy, and natural beauty in one of Yorkshires most scenic locations.
White Cottage sits within the historic and picturesque village of Ravenscar, offering both tranquillity and exceptional views. This elevated clifftop village is renowned for its spectacular scenery, abundant wildlife, and access to outdoor pursuits including walking, cycling, and birdwatching. The Cleveland Way runs close by, linking the cottage to nearby Robin Hoods Bay, Whitby, and Scarborough.
Entry to the property is via the kitchen and dining room a bright, sociable space that forms the heart of the home. The kitchen is well-equipped with a range of fitted units, modern work surfaces, an electric oven, gas hob, boiling water tap, and space for appliances including a dishwasher and fridge/freezer, dual-aspect windows provide natural light. The adjacent dining area retains original character features, including exposed beams, and comfortably accommodates both casual and formal dining occasions.
From the dining room, leads into the main sitting room a warm and inviting space with exposed beams, a log-burning stove. This is a true focal point of the home, ideal for relaxing after a day exploring the coast. A charming extension at the rear of the property offers a versatile second living space currently arranged as a sunroom/lounge complete with wraparound glazing and sliding doors that open to the garden. This room captures the very best of the ever-changing coastal light and views, making it an exceptional spot for entertaining or peaceful reflection.
The ground floor also features a generously sized double bedroom, a contemporary shower room, and a separate utility room with additional storage and space for laundry appliances. Upstairs, two further double bedrooms enjoy views over the surrounding countryside and coast, which are served by a house bathroom fitted with a corner bath, overhead shower, WC and wash stand
Externally, the cottage is surrounded by well-maintained gardens with lawns, established planting, a raised deck, and a sheltered patio perfect for al fresco dining or simply enjoying the sea air. A detached garage and extensive gravelled driveway provide parking.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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