4 bedroom detached for sale

£585,000

4

Bedrooms

1

Bathrooms

Floorplan

No Onward Chain
Situated in the sought-after area of Biggin Hill, this chain-free 4-bedroom detached house offers spacious living, modern amenities, and a tranquil setting. With a garage, ample off-street parking, and a beautifully landscaped garden, this property is perfect for families and professionals seeking a blend of convenience and charm.

As you step into the property, the large entrance hall provides a warm and welcoming introduction, offering access to all the main ground floor spaces. Off the hall is a utility room, a practical addition for managing household tasks. The main living area is expansive and open-plan, wrapping around to create a seamless flow between the reception room, dining room, and kitchen/breakfast room. This design ensures flexibility and makes the space perfect for entertaining or family gatherings.

The kitchen is a standout feature of this home, with modern white gloss base and wall units, built-in appliances, a gas hob, and a central island complete with a breakfast bar. A stunning floor-to-ceiling window allows for uninterrupted views of the garden, while French doors in the dining area bring in abundant natural light and open directly onto the patio.

Upstairs, the property boasts four generously sized bedrooms. Bedrooms one, two, and three benefit from built-in wardrobes, offering ample storage solutions. The fourth bedroom is currently used as a study, making it ideal for remote working or as a versatile additional space. The family bathroom is fully tiled and features a corner bath, providing a luxurious space to relax and unwind.

The outdoor space is equally impressive, with a mature garden that includes established shrubs, a patio area for outdoor dining, and a serene pond that adds a touch of character. The garden is perfect for hosting summer barbecues or enjoying quiet moments surrounded by nature.

Biggin Hill is a delightful place to call home, known for its close-knit community and beautiful surroundings. With scenic countryside on your doorstep, its an excellent location for those who enjoy outdoor pursuits. The area also offers a variety of local shops, cafs, and schools, as well as strong transport links for commuting to London and beyond.

This property on Christy Road combines modern living with a peaceful lifestyle, making it an exceptional opportunity. Contact us today to arrange a viewing and see everything this home has to offer!

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 485325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 46575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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