5 bedroom detached for sale

£650,000 Offers over

5

Bedrooms

3

Bathrooms

Floorplan

With no onward chain, this beautifully presented five-bedroom detached home, located on the sought-after The Chase development in Longfield, offers an ideal blend of modern design and practical living, perfect for families. From its spacious interiors to its thoughtfully designed outdoor space, this property ticks every box.
The ground floor is light-filled and welcoming. A bay window in the lounge/diner enhances the sense of space while allowing natural light to pour in. The room seamlessly connects to the garden through elegant French doors, making it perfect for both relaxing and entertaining. The contemporary kitchen and breakfast room is a highlight, featuring sleek cream gloss base and wall units, gas hobs, and plenty of workspace. A practical utility room, with direct access to the garden, complements the kitchen, while a downstairs toilet adds convenience.
Upstairs, the first floor offers three generously sized bedrooms, each versatile and well-appointed. Bedroom three features an en-suite complete with a free-standing shower, an ideal setup for guests or flexible family needs. The stylish family bathroom serves this floor, catering to busy households.
The second floor is a private sanctuary, home to the luxurious master suite. This spacious retreat includes a dressing room and a beautifully designed ensuite, complete with a free-standing shower. Its the perfect space to unwind and recharge.
Outside, the rear garden is a low-maintenance haven, featuring a patio area for al fresco dining, with steps leading to an attractive artificial lawn. To the side of the property, a double car port ensures secure and convenient off-road parking for multiple cars.
This modern, move-in-ready home offers exceptional living space and thoughtful details throughout. Viewing is highly recommended to fully appreciate everything it has to offer.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £2,811.03

Total Interest: £361,972.46

Overall Total: £1,011,972.46

Amortization For Monthly Payment: £2,811.03 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£20,608.63 £13,123.79 £636,876.21 
2026£20,182.45 £13,549.96 £623,326.25 
2027£19,742.44 £13,989.98 £609,336.27 
2028£19,288.13 £14,444.28 £594,891.99 
2029£18,819.08 £14,913.34 £579,978.65 
2030£18,334.79 £15,397.63 £564,581.02 
2031£17,834.77 £15,897.64 £548,683.38 
2032£17,318.52 £16,413.90 £532,269.49 
2033£16,785.50 £16,946.91 £515,322.57 
2034£16,235.18 £17,497.24 £497,825.34 
2035£15,666.98 £18,065.44 £479,759.90 
2036£15,080.33 £18,652.08 £461,107.82 
2037£14,474.63 £19,257.78 £441,850.03 
2038£13,849.26 £19,883.15 £421,966.88 
2039£13,203.59 £20,528.83 £401,438.05 
2040£12,536.94 £21,195.47 £380,242.58 
2041£11,848.65 £21,883.76 £358,358.82 
2042£11,138.01 £22,594.41 £335,764.41 
2043£10,404.29 £23,328.13 £312,436.29 
2044£9,646.74 £24,085.67 £288,350.62 
2045£8,864.60 £24,867.82 £263,482.80 
2046£8,057.05 £25,675.37 £237,807.43 
2047£7,223.28 £26,509.13 £211,298.30 
2048£6,362.44 £27,369.98 £183,928.32 
2049£5,473.64 £28,258.78 £155,669.54 
2050£4,555.97 £29,176.44 £126,493.09 
2051£3,608.51 £30,123.90 £96,369.19 
2052£2,630.28 £31,102.13 £65,267.05 
2053£1,620.29 £32,112.13 £33,154.92 
2054£577.49 £33,154.92 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 526,450

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

35%

Annual Rental Profit

£ 35,474

Cumulative Rental Profit

£ 354,738

Cost of Purchase

£ 38,950
  • Stamp Duty
    £ 20,000

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16,250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 42,526
  • Mortgage Interest
    £ 23,690

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 10,296
  • Letting Fee
    £ 240
  • Maintenance
    £ 7,800
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 724,569
  • Final Equity Profit
    £ 369,832

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 354,738

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,058,782

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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