4 bedroom detached for sale

£650,000

4

Bedrooms

1

Bathrooms

Floorplan

Located in the sought-after area of Shepherds Lane in West Dartford, this charming 4-bedroom detached house offers a perfect blend of comfort, style, and practicality. The property is ideally located in a family-friendly neighbourhood, with excellent transport links and highly regarded schools nearby, making it an ideal choice for growing families. As you enter the property, you are greeted by a welcoming hallway, which leads you into a bright and spacious reception roomperfect for relaxing or entertaining. The grey parquet flooring throughout adds a contemporary touch, with underfloor heating on the ground floor enhancing the homes modern feel. The modern kitchen features grey base and wall units, and a gas hob for cooking enthusiasts. The impressive reception/dining room is very spacious, which is great for the family and entertaining. French doors lead out into the garden, offering a seamless transition to outdoor living, making it ideal for summer gatherings. Additionally, the ground floor benefits from a convenient downstairs WC and an internal door to access the garage, providing extra practicality. Upstairs, the master bedroom is a peaceful retreat with built-in wardrobes offering plenty of storage. There are two further double bedrooms, both spacious and bright, along with a single bedroom that could also serve as a home office or study space. The main family bathroom features a corner bath, creating a luxurious space to unwind after a long day. The garden is mainly laid to lawn, complemented by artificial grass for low maintenance and a lovely patio area for outdoor dining or relaxing in the sun. Large shed with electric, perfect for storage. The garden really is a fantastic space for families to enjoy and entertain guests or simply unwind. The location of Shepherds Lane is ideal for those who want to enjoy the best of both worlds: a quiet, suburban setting with excellent transport links to London and beyond. Families will appreciate the proximity to highly regarded schools, making it easy for children to attend some of the top institutions in the area. Dartford also offers a wide range of local amenities, including shops, parks, and recreational spaces, ensuring everything you need is within easy reach.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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