4 bedroom semi-detached for sale

£700,000

4

Bedrooms

2

Bathrooms

Floorplan

Extended 4 Bedroom Semi-Detached Family Home with Driveway Parking. This well-presented and substantially extended four-bedroom semi-detached home offers generous living space throughout, located in a popular residential area close to transport links, schools and local amenities. The property features four spacious bedrooms, two modern bathrooms, and a highly versatile ground-floor office/Study which can also be used as a fifth bedroom, ideal for guests or multi-generational living. The extended layout provides bright and comfortable accommodation, with well-proportioned rooms suitable for families of all sizes. Additional benefits include off-street parking, a private rear garden, and a flexible internal layout that can be adapted to suit a variety of lifestyle needs. A fantastic opportunity to secure a larger-than-average family home in a sought-after location. Early viewing is strongly recommended.

Entrance Hall - Composite double glazed door with obscure double glazed insert, tiled floor, vertical wall mounted radiator, coved cornice, spotlights to ceiling, stairs to first floor, doors to:

Through Lounge - 8.05m into bay x 3.99m (265 into bay x 131) - Five light double glazed bay with fanlights over, two vertical wall mounted radiator, spotlights to ceiling, coved cornice, tiled floor, double glazed window with fanlight over to rear, wooden multi paned double doors leading to:

Kitchen/Diner Extension - 5.94m x 3.12m (196 x 103) - Range of wall and base units, working surfaces, cupboards and drawers, central island with storage under and five burner gas hob, integrated fridge/freezer, eye level double oven, built-in microwave, inset sink unit with mixer tap, plumbing for washing machine, cupboard housing combi boiler, spotlights to ceiling, tiled floor, coved cornice, two light double glazed window with fanlight over, UPVC double glazed door with fixed sidelights leading to rear garden/

Shower Room - 2.03m x 1.98m (68 x 66) - Double walk -in shower cubicle with shower unit, mixer tap, rainforest shower head and glazed doors, vanity unit with wash hand basin and storage under, close coupled wc with hand held bidet, tiled walls, tiled floor, extractor fan, vertical wall mounted radiator, spotlights to ceiling

Office Room/Bedroom Five - 3.23m 2.26m (107 75) - Three light double glazed window with fanlights over, double radiator, tiled floor.

First Floor Landing - Access to loft, coved cornice, double radiator, doors to:

Bedroom One - 4.19m into bay x 3.96m (139 into bay x 13) - Five light double glazed bay with fanlights over, fitted wardrobes to one wall, coved cornice, double radiator.

Bedroom Two - 3.89m x 2.87m (129 x 95) - Two light double glazed window with fanlights over, double radiator, coved cornice

Bedroom Three - 3.23m x 2.72m (107 x 811) - Three light double glazed window with fanlights over, coved cornice, double radiator, coved cornice.

Bedroom Four - 3.45m x 1.98m to extremes (114 x 66 to extremes) - Three light double glazed window with fanlights over, double radiator, coved cornice.

Bathroom - 2.72m x 2.03m (811 x 68) - Panel enclosed bath with mixer tap,, shower attachment and rainforest shower head, close coupled wc with hand held bidet, vanity unit with wash hand basin and mixer tap, tiled walls, tiled floor, spotlights to ceiling, skylight window, heated towel rail.

Rear Garden - Concrete patio area, remainder laid to lawn.

Front Garden - Providing OFF STREET PARKING for multiple vehicles.

Council Tax - London Borough of Redbridge - Band E

Agents Note - Arbon & Miller inspected this property and will be only too pleased to provide any additional information as may be required. The information contained within these particulars should not be relied upon as statements or a representation of fact and photographs are for guidance purposes only. Services and appliances have not been tested and their condition will need to be verified. All guarantees need to be verified by the respective solicitors.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 580200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 55200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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