4 bedroom semi-detached for sale

£440,000

4

Bedrooms

2

Bathrooms

Floorplan

Ashton Roberts are delighted to offer this deceptively spacious family home offering a wealth of character features throughout and boasting field views with ponies grazing nearby as well as views all the way to the village Church. The well-presented accommodation over three floors includes a 21ft living room with bay window and fireplace, 20ft lounge diner with exposed timbers and brickwork, two conservatories, 29ft kitchen/breakfast room, four bedrooms and two bathrooms. Outside, the property has established, private front and rear gardens with ample off road parking. Unique properties in this popular village are rarely available so viewing is highly recommended.

The sought after village of Wimbotsham has a number of facilities including; village store, primary school, village hall, and a popular public house. The town of Downham Market is just over a mile away and offers a wide range of facilities including, doctors surgeries, schools, leisure centre, supermarkets, library, various shops, and a main line rail service to Kings Lynn, Ely, Cambridge, and London Kings Cross. The beautiful and largely unspoilt North Norfolk coast is also within easy reach, as is the Royal Sandringham Estate and many other attractions.

Accommodation
Front entrance door with inset frosted and stained glass

Entrance Hall
Radiator, sliding door to;

Shower Room
Tiled shower cubicle with Mira electric Shower, wall mounted washbasin, low level WC, tiled floor, recessed shelf unit, ladder style towel rail, extractor

Inner Hall
Parquet Wooden flooring, exposed timbers, doors to main reception rooms

Living Room 5.9m x 4.0m (192 x 130)
Windows to front aspect, exposed timbers, fireplace incorporating wood burning stove, two radiators

Lounge/Diner 6.2m x 3.2m (202 x 106)
Three windows to side aspect, exposed timbers and brickwork, double doors to hall, wooden flooring, two radiators, opening through to conservatory

Sun room 3.1m x 3.1m (102 x 10)
Windows to front and side aspects, wood flooring, radiator, door to front

Kitchen/Breakfast Room 9m x 3m (292 x 97)
Fitted with a range of matching wall and base storage units and worktops incorporating one and a half bowl sink with mixer tap over and single drainer, built in double oven, gas hob (LPG) with filter hood over, space for American style fridge freezer, space and plumbing for dishwasher and washing machine, space for dryer, exposed timbers, under stairs cupboard, windows and stable type door to rear, spotlights, double doors with frosted glass to rear conservatory, stairs to first floor, tiled floor

Conservatory 5.1m x 2.2m (168 x 73)
Of part brick and UPVC construction with tile effect vinyl floor and double doors to rear garden

First Floor Landing
Stairs to second floor, Snug seating/storage area, Velux window to rear, exposed timbers, two radiators.

Main Bedroom 6.2m x 2.8m (202 x 93)
Formerly two separate bedrooms, now one spacious master bedroom including snug seating area with Velux window, window to front aspect, wood flooring, two radiators, exposed timbers

Bedroom Two 3.9m x 3.6m (1110 x 128)
Window to front aspect, built in wardrobes, exposed timbers, wooden floor, radiator

Bedroom Three 2.7m x 2.5m (810 x 83)
Window to front aspect, exposed timbers, radiator

Bathroom
Fitted with a white suite including; Roll top bath, double shower cubicle, washbasin with vanity unit, low level WC, tiled surrounds, Velux window, additional sky light, ladder style radiator, decorative tiled floor

Second Floor

Bedroom Four 4.3m x 4.1m (142 x 135)
Sloping ceiling, Velux window, built in wardrobe and cupboards, exposed timbers, radiator

Loft Space 5.6m x 2.8m (184 x 92 0
Currently used as a storage area, sloping ceilings, window to side aspect, Velux to rear, recessed spotlights.

Outside
The property is situated at the end of an unmade track and entered via wrought iron gates on to a gravelled driveway affording plenty of parking and turning. The front garden is mainly laid to lawn with a garden shed tucked into mature shrub and plant borders. The enclosed rear garden is also mainly laid to lawn and includes a variety of mature trees plants and shrubs.

EPC - E
Council Tax Band - D
Mains water, private drainage system, mains electricity
Oil fired central heating and LPG bottles for the gas hob.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 365700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 35700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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