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£360,000
Bedrooms
Bathrooms
Beautifully presented and extended, detached family home located in the popular village of Watlington. The property benefits from Oil central heating and UPVC double glazing to a fantastic living space, including a Living Room, Kitchen/Dining room, Study, Utility Room and Cloakroom to the ground floor, Four Bedrooms and a Family Bathroom to the first floor.
Externally there is a generous driveway which offers ample off road parking for multiple vehicles as well as the single garage. To the rear there is a large established garden mainly laid to lawn with stunning field views, pergola, vegetable patch and raised patio seating area.
The popular village of Watlington has a doctors surgery, public house and restaurant, village shop with post office facilities and primary school as well as great transport links including a train station with direct line to Cambridge and London Kings Cross. The neighbouring towns of Kings Lynn and Downham Market are also within easy reach and offer a wide range of amenities and leisure facilities.
Accommodation
Entrance Hall
Front Entrance Door, UPVC double glazed window to front, radiator, fitted coat hooks, stairs to first floor
Cloakroom
UPVC double glazed window to front, radiator, wash basin set in vanity unit, w.c. with concealed cistern, wood effect laminate floor, under stairs storage cupboard
Living Room 2111 x 1111 (6.7m x 3.6m)
UPVC double glazed bay window to front, two radiators, an open fireplace with wooden mantle and tiled hearth, French style doors to Study
Study 116 x 86 (3.5m x 2.6m)
UPVC double glazed sliding patio door to rear garden, radiator
Kitchen / Dining Area 151 x 1410 (4.6m x 4.5m)
Dual aspect with UPVC double glazed window to side and rear, fitted kitchen with a range of matching wall and base units, work surface with inset twin sink single drainer unit and mixer tap over, Bosch double oven, AEG induction hob with cooker hood over, space for American style fridge/freezer, radiator, door to Utility Room
Utility Room 87 x 78 (3.5m x 2.6m)
UPVC double glazed windows to side and rear, fitted with a range of wall and base units with a single sink and drainer, radiator, oil fired boiler, space and plumbing for washing machine, door to rear garden
Landing
Two UPVC double glazed windows to front, two radiators, airing cupboard
Main Bedroom 148 x 1010 (4.5m x 3.3m)
UPVC double glazed window to rear, radiator, built in wardrobes
Bedroom Two 1210 x 80 (4m x 2.5m)
UPVC double glazed window to rear, radiator, built in wardrobes
Bedroom Three 1110 x 810 (3.6m x 2.7m)
UPVC double glazed window to front, radiator
Bedroom Four 117 x 86 (3.5m x 2.6m)
UPVC double glazed window to rear, radiator, built in wardrobes
Bathroom
UPVC double glazed window to side, radiator, heated towel rail, fully tiled shower cubicle with mains shower, bath, wash basin in vanity unit, concealed cistern w.c., partially tiled walls
Outside
To the front of the property there is a lawn with a hedge to the front boundary and flower beds to edges. A gravel driveway provides ample off road parking for several vehicles and leads to a single garage to the side of the property.
The rear garden is mainly laid to lawn with a raised patio area enjoying stunning field views to the rear, pergola with seating area and vegetable patch.
EPC D
Council Tax Band D
Oil central heating, mains water and drainage, mains electricity
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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