5 bedroom terraced for sale

£1,800,000 Guide Price

5

Bedrooms

2

Bathrooms

Floorplan

Charming 5-bed terraced house in St Margarets village. Spacious and inviting with off-street parking and scenic views reaching to Richmond Hill.

Charming period terraced house located in the picturesque village of St Margarets.

This inviting property boasts 5 bedrooms, 2 bathrooms and 2 reception rooms, offering ample living space for a growing family or those who love to entertain. The well-maintained interiors exude a welcoming atmosphere, with scenic views and a mature garden circa 78.

Upon entering you are greeted by a grand reception room to the front with bay window and shutters, open plan to an eat-in kitchen with doors to the garden. A further reception room at the back of the house leads to the majestic garden which has been lovingly kept by the current owners.

Outside, a lovely garden provides a tranquil escape from city life, while off-street parking with charge point future proofing the house.

The propertys traditional features add character and charm including fireplaces and wood floors.

Upstairs offers 5 spacious bedrooms and 2 bathrooms. A stunning, grand master bedroom to the front with ample storage and light, a brilliantly spacious top bedroom with views over St Margarets and Richmond Hill with useful sink which is perfect for a teenager or au pair.

The property is just moments from the villages charming shops and cafs, close to the river and delightful Marble Hill and Moormead parks.

Some of the most sought after highly rated schools in the Borough are within close proximity, including Orleans Primary school and Orleans Park Secondary school.

The transport links are fantastic with St Margarets station just 0.3 miles away and multiple bus routes heading towards Richmond and surrounding areas.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1524950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 45000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 174950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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