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£630,000
Bedrooms
Bathrooms
A beautifully presented and extended four-bedroom link-detached family home, ideally located in the sought-after village of Three Mile Cross. This exceptional property has been extremely well maintained and thoughtfully improved, featuring a stunning full-width rear extension with a stylish open-plan kitchen, generous dining area, and relaxed TV/snug space. Skylights and full-width bi-folding doors flood the space with natural light and lead out to the garden. There is also a refitted utility room with direct access to the integral garage, a separate lounge, and a downstairs WC off the welcoming entrance hall. Upstairs offers four well-proportioned bedrooms. The master features an en suite shower room and fitted wardrobes, with additional wardrobes in the second bedroom and built-in cupboards in the remaining two. High-quality touches include solid wood internal doors throughout and a modern staircase with glass balustrades. The large and private rear garden includes a spacious patio, lawn, plant borders, and side access. The generous driveway provides ample parking and access to the garage, as well as an EV charger. The property is ideally placed within walking distance of The Swan Pub, post office, BP garage with Budgens, and bus stop to Reading town centre. The area offers access to scenic countryside walks, childrens playgrounds, and Places Leisure gym. Excellent road links to M4, A33, Reading and Wokingham make this a perfect setting for commuters seeking a quieter lifestyle. A turn-key family homeready to move straight into.
Floor: Solid, no insulation (assumed)
Roof: Pitched, 150 mm loft insulation
Walls: Cavity wall, as built, insulated (assumed)
Windows: Fully double glazed
Lighting: Low energy lighting in all fixed outlets
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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